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2187 Chase Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 2187 Chase Dr, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,406 sqft · built 1996
Lot Size0.414 acres (18,037 sqft)
Owner2 Individual Names on File
Last Sale$371,700 (Jul 2020)
Tax Bill$5,928 (2024)
Deeds & MortgagesJul 2021 Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-591-8520-7

Property Details

APN / Parcel Number

Primary APNC56-000-591-8520-7
Alternative APNs
  • 04-1S-22-5008-0000-0040
  • 22S104500800000040

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,406 sqft Living Area
Gross Area3,283 sqft
1st Floor Area1,874 sqft
Upper Floors Area532 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialWood
Lot Area18,037 sqft (0.414 acres)
Garage TypeAttached
Garage Area495 sqft
PorchFinished/Open Porch
Porch Area35 sqft
Patio Area299 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2187 CHASE DR
CityNICEVILLE
StateFL
Zip32578-1607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROCKY BAYOU C/C EST #8 LOT 4
Legal Range22W
Legal Township01S
Legal Section04
Legal SubdivisionROCKY BAYOU C/C
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group4
Census Block4003
Census Tract20900

Owner

2187 Chase Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address2187 CHASE DR, NICEVILLE, FL 32578-1607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jul 30, 2020Special Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Feb 18, 2020Court-Ordered Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2020 · Amount on File
Deed SaleJul 30, 2020 · Amount on File
Prior SaleFeb 18, 2020 · Amount on File
Deed Document Number20203377460
Deed Book / Page3479 / 992
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2187 CHASE DR, NICEVILLE, FL 32578-1607
Transaction TypeMortgage
Record UpdatedJul 26, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2187 CHASE DR, NICEVILLE, FL 32578-1607

Mortgage

Document Number0035582597
DateJul 6, 2021
Book Page3558/2597
Instrument3469425
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

July 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 30, 2020
Property Address2187 CHASE DR, NICEVILLE, FL 32578-1607
Document Number0034790992
Book / Page3479 / 992
Map ReferenceMB 14 PG 5
Instrument DateJul 7, 2020
Instrument3377460
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,601.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

NameVerified Name
Address2187 CHASE DR, NICEVILLE, FL 32578-1607

Mortgage

Document Number0003479995
DateJul 30, 2020
Instrument3479/995
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateAug 1, 2025
Change Frequency5 Years
Min Rate At Change2.12%
Max Rate At Change6.12%
Index5-Year CMT
Margin2
Max Rate9.12%

February 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionOKALOOSA FL
Recording DateFeb 18, 2020
Property Address2187 CHASE DR, NICEVILLE, FL 32578-1607
Document Number0034442609
Book / Page003444 / 002609
Instrument DateFeb 4, 2020
Instrument3338050
Transaction TypeForeclosure
Record UpdatedMar 5, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,862.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 MORTGAGE WAY MOUNT LAUREL NJ 080544637, MOUNT LAUREL, NJ 08054-4637

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$515,642$519,505 Land $123,469 Building $396,036
2024$5,928.00 (+2.3%)
2023$5,795.00 (+2.42%) Homeowner's exemption$484,294 (+3%)$499,353 (+6.2%) Land $108,954 Building $390,399
2022$5,658.00 Homeowner's exemption$470,188 Land $103,765 Building $366,423$470,188 Land $103,765 Building $366,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2187 Chase Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2187 Chase Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

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