2177 Chase Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 2177 Chase Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,218 sqft · built 1994
Lot Size	0.493 acres (21,485 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Mar 2022)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-8537-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-8537-1`
Alternative APNs	`04-1S-22-5008-0000-0210` `22S104500800000210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,218 sqft Living Area
Gross Area	4,130 sqft
1st Floor Area	2,218 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	21,485 sqft (0.493 acres)
Garage Type	Attached
Garage Area	572 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	605 sqft
Deck Area	Deck Area
Patio Area	735 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2177 CHASE DR
City	NICEVILLE
State	FL
Zip	32578-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKY BAYOU C/C EST #8 LOT 21 AND BEG NW COR LOT 21 S14 DEG E 125.24FT S46 DEG E 60.84FT TO SLY COR LOT 21 THC N25 DEG W 180.02FT TO POB
Legal Range	22W
Legal Township	01S
Legal Section	04
Legal Subdivision	ROCKY BAYOU C/C
Legal Lot Number	21
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	4
Census Block	4003
Census Tract	20900

Owner

2177 Chase Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2177 CHASE DR, NICEVILLE, FL 32578-1633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage LEND SMART MORTGAGE LLC
Jun 8, 2020	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG
Feb 12, 2019	Warranty Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Prior Sale	Feb 12, 2019 · Amount on File
Deed Document Number	20223537728
Deed Book / Page	3612 / 3474
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 28, 2022
Property Address	2177 CHASE DR, NICEVILLE, FL 32578-1633
Document Number	0036123474
Book / Page	3612 / 3474
Map Reference	MB 14 PG 5
Instrument Date	Mar 25, 2022
Instrument	3537728
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2177 CHASE DR, 2177, NICEVILLE, FL 32578-1633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROCKYWOOD WAY, NICEVILLE, FL 32578-2357

Mortgage

Document Number	0036123475
Date	Mar 28, 2022
Instrument	3612/3475

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2177 CHASE DR, NICEVILLE, FL 32578-1633
Document Number	0034703405
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2177 CHASE DR NICEVILLE FL 325781633, NICEVILLE, FL 32578-1633

Mortgage

Document Number	0034703405
Date	Jun 23, 2020
Book Page	003470/003405
Instrument	3367724

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 12, 2019
Property Address	2177 CHASE DR, NICEVILLE, FL 32578-1633
Document Number	0033844681
Book / Page	003384 / 004681
Instrument Date	Feb 7, 2019
Instrument	3258428
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2177 CHASE DR NICEVILLE FL 325781633, NICEVILLE, FL 32578-1633

Mortgage

Document Number	33844682
Date	Feb 12, 2019
Book Page	003384/004682
Instrument	3258429

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2177 Chase Dr was $4,300 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,300.00 Homeowner's exemption	$372,949	$523,703 Land $129,642 Building $394,061
2023	$4,070.00 (+11.26%) Homeowner's exemption	$351,882 (+10.69%)	$506,352 (+6.15%) Land $114,401 Building $391,951
2022	$3,658.00 Homeowner's exemption	$317,901	$476,998 Land $108,954 Building $368,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2177 Chase Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2177 Chase Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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