2180 Fenner Rd, Troy, OH 45373 Property Records

Miami County property record for 2180 Fenner Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 1914
Lot Size	1.47 acres (64,425 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C06-045400`

Property Details

APN / Parcel Number

Primary APN	`C06-045400`
Alternative APNs	`050631.1-01-002-00` `C06CC031C02200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	3,544 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	64,425 sqft (1.47 acres)

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2180 FENNER RD
City	TROY
State	OH
Zip	45373-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-5-31 NE CEN PT
Legal Range	06
Legal Township	05
Legal Section	31
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1033
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2180 FENNER RD, TROY, OH 45373-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 15, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1988
Deed Sale	Jul 1, 1988
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2180 FENNER RD, TROY, OH 45373-9428
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 FENNER RD, TROY, OH 45373-9428

Mortgage

Document Number	0000012525
Date	Aug 22, 2022
Instrument	2022OR-12525

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 25, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2180 FENNER RD, TROY, OH 45373-9428
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010827
Date	Jul 15, 2022
Instrument	2022OR-10827

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,474.00 (-23.55%) Homeowner's exemption	$63,840 (+7.6%) Land $19,740 Building $44,100	$182,400 (+7.61%) Land $56,400 Building $126,000
2024	$1,928.00 (+0.78%) Homeowner's exemption	$59,330 (-) Land $17,610 Building $41,720
2023	$1,913.00 (+16.01%) Homeowner's exemption	$59,330 (-) Land $17,610 Building $41,720	$169,500 (-) Land $50,300 Building $119,200
2022	$1,649.00 Homeowner's exemption	$59,330 Land $17,610 Building $41,720	$169,500 Land $50,300 Building $119,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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