Monroe County property record for 204 W 4th St, Waterloo, IL 62298
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 8 bd · 6 ba · 2,452 sqft · built 1833 |
| Lot Size | 0.22 acres (9,558 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,348 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-254-004-000 |
| Primary APN | 07-25-254-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,452 sqft Base Area |
| 1st Floor Area | 2,452 sqft |
| Upper Floors Area | 252 sqft |
| Year Built | Built 1833 |
|---|---|
| Effective Year Built | Effective 1833 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,558 sqft (0.22 acres) |
| Lot Dimensions | 155 ft deep x 62 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 88 sqft |
| Patio Area | 88 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 204 W 4TH ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1335 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | WR3 |
| Legal Description | LOT 7 MARTINS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | MARTINS ADD |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3062 |
| Census Tract | 600401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
204 W 4th St, a residential property, is owned by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 KOPP RD, WATERLOO, IL 62298-1909 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 204 W 4th St was $6,348.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,348.00 | $104,040 (+3.56%) Land $16,400 Building $87,640 | $312,120 (+3.56%) Land $49,200 Building $262,920 |
| 2024 | $6,348.00 | $100,467 Land $16,106 Building $84,361 | $301,401 Land $48,318 Building $253,083 |
| 2022 | $86,530 Land $15,150 Building $71,380 | $259,590 Land $45,450 Building $214,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 W 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 204 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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