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214 Redbay Rd, Elgin, SC 29045 Property Records

Richland County property record for 214 Redbay Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,301 sqft · built 2000
Lot Size0.673 acres (29,335 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Jul 2025)
Tax Bill$3,714 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28902-02-02

Property Details

APN / Parcel Number

Primary APN28902-02-02
Alternative APNs
  • R28902-02-02
  • 01523195

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,301 sqft Heated Area
Gross Area4,193 sqft
1st Floor Area2,179 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area29,335 sqft (0.673 acres)
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area89 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01523195
Street Address214 REDBAY RD
CityELGIN
StateSC
Zip29045-8650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 40 130.9X210.3X130X200 #SU WOODCREEK FARMS AREA D-15 PHASE I
Legal SubdivisionWOODCREEK
Legal Phase1
Legal BlockD15
Legal Lot Number40,130
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2071
Census Tract11407

Owner

Source: Richland County records · APN 28902-02-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address214 REDBAY RD, ELGIN, SC 29045-8650
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Apr 08, 2026Deed of Trust · VA Mortgage
NEWREZ LLC
Jan 28, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2025 · Amount on Record
Deed SaleJul 17, 2025 · Amount on Record
Prior SaleSep 14, 2000 · Amount on Record
Deed Document Number202533313
Deed Book / Page3038 / 3953
Prior Transfer DateMay 29, 2013
Prior Transfer Doc0018641913
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Recording DateApr 08, 2026
Property Address214 REDBAY RD, ELGIN, SC 29045-8650
Document Number0031152545
Book / Page3115 / 2545
Instrument DateApr 03, 2026
Instrument202616418
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address214 REDBAY RD, ELGIN, SC 29045-8650

Mortgage

Document Number0000016418,
DateApr 08, 2026
Book Page3115/2545
Instrument202616418
Lender
NameNEWREZ LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

April 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Recording DateApr 08, 2026
Property Address214 REDBAY RD, ELGIN, SC 29045-8650
Document Number0000016418
Book / Page3115 / 2545
Instrument DateApr 03, 2026
Instrument2026.16418
Record UpdatedApr 28, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address214 REDBAY RD, ELGIN, SC 29045-8650

Mortgage

Document Number0000016418,
DateApr 08, 2026
Book Page3115/2545
Instrument2026.16418
Lender
NameNEWREZ LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address214 REDBAY RD, ELGIN, SC 29045-8650
Document Number2466/0974
Instrument DateJan 28, 2020
Transaction TypeMortgage
Record UpdatedMar 02, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address214 REDBAY RD ELGIN SC 290458650, ELGIN, SC 29045-8650

Mortgage

Document Number2466/0974
DateFeb 03, 2020
Book Page002466/000974
Instrument5622
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 02, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,714.00 (+35.89%) Homeowner's exemption$14,696 (-96.52%)$516,300 (-) Land $71,500 Building $444,800
2024$422,600 (+2,775.61%)$516,300 (+40.53%) Land $71,500 Building $444,800
2023$2,733.00 (-51.39%)$14,696 (-0.03%)$367,400 (-)
2022$5,622.00
2021$14,700$367,400 Land $65,000 Building $302,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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