128 Penn St, Ramona, CA 92065 Property Records

San Diego County property record for 128 Penn St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 851 sqft · built 2004
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,226 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-110-64-00`

Property Details

APN / Parcel Number

Primary APN	`280-110-64-00`
Alternative APN	`2801104000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	851 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	60,113 sqft

Location & Zoning

Old Parcel Number	2801104000
Street Address	128 PENN ST
City	RAMONA
State	CA
Zip	92065-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 162 PAR A OF DOC03-0288472 IN LOT 161&IN TR 000656
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	000656
Legal Block	1
Legal Lot Number	161,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1002
Census Tract	20812

Owner

128 Penn St is owned and occupied by two individuals who acquired it in September 2014.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 PENN ST, RAMONA, CA 92065-1513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 2, 2014
Transfer Doc	0000423412
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2020
Property Address	128 PENN ST, RAMONA, CA 92065-1513
Document Number	0000529132
Instrument Date	Aug 27, 2020
Instrument	529132
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	128 PENN ST RAMONA CA 920651513, RAMONA, CA 92065-1513

Mortgage

Document Number	529133
Date	Sep 10, 2020
Instrument	529133

Lender

Name	PETER MURRAY
Address	5 PATRINA CIR, LAGUNA NIGUEL, CA 92677-4910

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 128 Penn St was $5,226.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$463,710 (+2%) Land $331,223 Building $132,487
2025	$5,226.00	$454,619 Land $324,729 Building $129,890
2023	$4,648.00 (-6.21%)	$436,968 Land $312,120 Building $124,848
2022	$4,956.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 128 Penn St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Penn St is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	50 / 10

May also be available: Verizon.

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