218 Penn Rd, Troy, OH 45373 Property Records

Miami County property record for 218 Penn Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,496 sqft · built 1951
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Apr 2017)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-030950`

Property Details

APN / Parcel Number

Primary APN	`D08-030950`
Alternative APNs	`050621.3-13-009-00` `D08SW072 02800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	2,300 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	898 sqft
Unfinished Basement	898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	144 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	284 sqft
Deck Area	162 sqft
Patio Area	162 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	218 PENN RD
City	TROY
State	OH
Zip	45373-2956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3013 60
Legal Subdivision	EDGEHILL SUBDIVISION
Legal Lot Number	3013
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4005
Census Tract	365301

Owner

218 Penn Rd is owned and occupied by an individual who bought it in April 2017.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	218 PENN RD, TROY, OH 45373-2956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Transfer on Death Deed, Transfer
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 20, 2017	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20172017OR-04667
Record Updated	Oct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 18, 2026
Property Address	218 PENN RD, TROY, OH 45373-2956
Document Number	0000003148
Map Reference	MB 4 PG 37
Instrument Date	Mar 12, 2026
Instrument	2026OR-03148
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	218 PENN RD, TROY, OH 45373-2956

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	218 PENN RD, TROY, OH 45373-2956
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009269
Date	Jul 10, 2020
Instrument	2020OR-09269

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 20, 2017
Property Address	218 PENN RD, TROY, OH 45373-2956
Document Number	0000004667
Instrument Date	Apr 17, 2017
Instrument	4667
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	NATIONWIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 PENN RD TROY OH 453732956, TROY, OH 45373-2956

Mortgage

Document Number	4668
Date	Apr 20, 2017
Instrument	4668

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 218 Penn Rd was $3,181 with a homeowner's exemption, up 14.8% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,181.00 (+14.8%) Homeowner's exemption	$82,780 (+33.69%) Land $11,830 Building $70,950	$236,500 Land $33,800 Building $202,700
2024	$2,771.00 (+10.62%) Homeowner's exemption	$61,920 (-) Land $12,390 Building $49,530
2023	$2,505.00 (+15.7%) Homeowner's exemption	$61,920 (-) Land $12,390 Building $49,530	$176,900 (-) Land $35,400 Building $141,500
2022	$2,165.00 Homeowner's exemption	$61,920 Land $12,390 Building $49,530	$176,900 Land $35,400 Building $141,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 218 Penn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Penn Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Imagine Networks, Verizon, Watch TV.

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