216 Penn Rd, Troy, OH 45373 Property Records

Miami County property record for 216 Penn Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,890 sqft · built 1942
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Trust Names on File
Last Sale	$152,000 (Aug 2016)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2024 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`D08-030960`

Property Details

APN / Parcel Number

Primary APN	`D08-030960`
Alternative APNs	`050621.3-13-010-00` `D08SW072 02900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	2,340 sqft
Upper Floors Area	720 sqft
Basement Area	1,098 sqft
Unfinished Basement	1,098 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	154 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	288 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	216 PENN RD
City	TROY
State	OH
Zip	45373-2956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3014 60
Legal Subdivision	EDGEHILL SUBDIVISION
Legal Lot Number	3014
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4005
Census Tract	365301

Owner

216 Penn Rd is owner-occupied and held in a trust since January 2021.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	216 PENN RD, TROY, OH 45373-2956
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK RICHMOND NA
Jan 26, 2024	Intrafamily Transfer, Transfer
Jul 28, 2023	Intrafamily Transfer, Transfer
Jul 28, 2023	Intrafamily Transfer, Transfer
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Feb 9, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit ABBEY CU
Aug 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2016 · Amount on File
Deed Sale	Aug 31, 2016 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20162016OR-10469
Last Transfer Date	Jan 28, 2021
Transfer Doc	0000002290
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	216 PENN RD, TROY, OH 45373-2956
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 PENN RD, TROY, OH 45373-2956

Mortgage

Document Number	0000010714
Date	Sep 28, 2023
Instrument	2023OR-10714

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank
Address	SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Jan 26, 2024
Property Address	216 PENN RD, TROY, OH 45373-2956
Document Number	0000000838
Instrument Date	Jan 15, 2024
Instrument	2024OR-00838
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 PENN RD, TROY, OH 45373-2956

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Jul 28, 2023
Property Address	216 PENN RD, TROY, OH 45373-2956
Document Number	0000008166
Instrument Date	Jul 18, 2023
Instrument	2023OR-08166
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 PENN RD, TROY, OH 45373-2956

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Jul 28, 2023
Property Address	216 PENN RD, TROY, OH 45373-2956
Document Number	0000008168
Instrument Date	Jul 18, 2023
Instrument	2023OR-08168
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 PENN RD, TROY, OH 45373-2956

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	216 PENN RD, TROY, OH 45373-2956
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003336
Date	Mar 1, 2021
Instrument	2021OR-03336

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 9, 2021
Property Address	216 PENN RD, TROY, OH 45373-2956
Document Number	0000002290
Instrument Date	Jan 20, 2021
Instrument	2290
Transaction Type	Transfer
Record Updated	Mar 17, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MICHIGAN AVE TROY OH 453732140, TROY, OH 45373-2140

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	216 PENN RD, TROY, OH 45373-2956
Document Number	0000002718
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 PENN RD TROY OH 453732956, TROY, OH 45373-2956

Mortgage

Document Number	0000002718
Date	Feb 27, 2020
Instrument	2718

Lender

Name	ABBEY CU
Type	Credit Union
Address	VANDALIA, OH 45377

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 26, 2035

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 20, 2019
Property Address	216 PENN RD, TROY, OH 45373-2956
Document Number	0000009486
Instrument Date	Aug 7, 2019
Instrument	9486
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 PENN RD TROY OH 453732956, TROY, OH 45373-2956

Tax Assessment & Valuation

The 2025 property tax bill for 216 Penn Rd was $2,940 with a homeowner's exemption, up 6.8% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,940.00 (+6.83%) Homeowner's exemption	$74,480 (+23.13%) Land $12,180 Building $62,300	$212,800 Land $34,800 Building $178,000
2024	$2,752.00 (+11.42%) Homeowner's exemption	$60,490 (-) Land $12,710 Building $47,780
2023	$2,470.00 (+15.53%) Homeowner's exemption	$60,490 (-) Land $12,710 Building $47,780	$172,800 (-) Land $36,300 Building $136,500
2022	$2,138.00 Homeowner's exemption	$60,490 Land $12,710 Building $47,780	$172,800 Land $36,300 Building $136,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 216 Penn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Penn Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Imagine Networks, Verizon, Watch TV.

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