218 N Baldwin St, Whitehall, MI 49461 Property Records

Muskegon County property record for 218 N Baldwin St, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,464 sqft · built 1860
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$297,500 (Jul 2026)
Tax Bill	$5,373 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22220005001000`

Property Details

APN / Parcel Number

Primary APN	`22220005001000`
Alternative APN	`61-22-220-005-0010-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	1,526 sqft
Basement Area	938 sqft
Unfinished Basement	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Exterior Material	Aluminum/Vinyl
Lot Area	9,888 sqft (0.227 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	218 N BALDWIN ST
City	WHITEHALL
State	MI
Zip	49461-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	W-0240 CITY OF WHITEHALL LOT 10 BLK 5
Legal Subdivision	CITY OF WHITEHALL
Legal Block	5
Legal Lot Number	10
Jurisdiction	MUSKEGON MI
Township / Civil Division	WHITEHALL
Census Block Group	1
Census Block	1010
Census Tract	3702

Owner

218 N Baldwin St is owned by an individual who bought it in July 2026.

Source: Muskegon County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3201 S LOGAN AVE, MILWAUKEE, WI 53207-2855
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Oct 2, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Prior Sale	Oct 2, 2023 · Amount on File
Deed Document Number	20265888457
Deed Book / Page	4422 / 949
Prior Transfer Date	May 15, 2009
Prior Transfer Doc	003816/317
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 9, 2026
Property Address	218 N BALDWIN ST, WHITEHALL, MI 49461-1079
Document Number	0005888457
Book / Page	4422 / 949
Instrument Date	Jun 29, 2026
Instrument	20265888457
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258,408.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 S LOGAN AVE, MILWAUKEE, WI 53207-2855
Investor	Possibly a Property Investor

Mortgage

Document Number	0005888458,
Date	Jul 9, 2026
Instrument	20265888458

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Oct 2, 2023
Property Address	218 N BALDWIN ST, WHITEHALL, MI 49461-1079
Document Number	004339/921
Book / Page	4339 / 921
Map Reference	LB 1 PG 7
Instrument Date	Oct 2, 2023
Instrument	5805507
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 N BALDWIN ST, WHITEHALL, MI 49461-1079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 N BALDWIN ST, WHITEHALL, MI 49461-1079

Mortgage

Document Number	0005805508
Date	Oct 2, 2023
Instrument	5805508

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 218 N Baldwin St was $5,373, down 1% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
Municipality	Whitehall City
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,500 (+12.62%)	$207,000 (+12.62%)
2025	$5,373.00 (-1.05%)	$91,900	$183,800
2024	$5,430.00
2023		$75,700	$151,400
2022	$3,957.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 218 N Baldwin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 N Baldwin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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