124 N Baldwin St, Whitehall, MI 49461 Property Records

Muskegon County property record for 124 N Baldwin St, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,512 sqft · built 1863
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22220012001200`

Property Details

APN / Parcel Number

Primary APN	`22220012001200`
Alternative APN	`61-22-220-012-0012-00`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1863
Exterior Material	Aluminum/Vinyl
Lot Area	9,888 sqft (0.227 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	124 N BALDWIN ST
City	WHITEHALL
State	MI
Zip	49461-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	W-0314 CITY OF WHITEHALL LOT 12 BLK 12
Legal Subdivision	CITY OF WHITEHALL
Legal Block	12
Legal Lot Number	12
Jurisdiction	MUSKEGON MI
Township / Civil Division	WHITEHALL
Census Block Group	1
Census Block	1017
Census Tract	3702

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7701 W SAINT JOHN RD, 2017, GLENDALE, AZ 85308-8629
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage HARBORLIGHT CU
Apr 19, 2017	Grant Deed, Transfer
Apr 19, 2017	Warranty Deed, Transfer · Conventional Mortgage HARBORLIGHT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 16, 2024
Transfer Doc	004373/164
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	124 N BALDWIN ST, WHITEHALL, MI 49461-1002
Document Number	0005607395
Book / Page	004141 / 000617
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 N BALDWIN ST WHITEHALL MI 494611002, WHITEHALL, MI 49461-1002

Mortgage

Document Number	0005607395
Date	Dec 18, 2017
Book Page	004141/000617
Instrument	5607395

Lender

Name	HARBORLIGHT CU
Type	Credit Union
Address	WHITEHALL, MI 49461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MUSKEGON MI
Recording Date	Apr 19, 2017
Property Address	124 N BALDWIN ST, WHITEHALL, MI 49461-1002
Document Number	0005587212
Book / Page	004121 / 000416
Instrument Date	Apr 6, 2017
Instrument	5587212
Transaction Type	Transfer
Record Updated	Jul 13, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Apr 19, 2017
Property Address	124 N BALDWIN ST, WHITEHALL, MI 49461-1002
Document Number	0005586954
Book / Page	004121 / 000158
Instrument Date	Mar 27, 2017
Instrument	5586954
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 N BALDWIN ST WHITEHALL MI 494611002, WHITEHALL, MI 49461-1002

Mortgage

Document Number	5586955
Date	Apr 19, 2017
Book Page	004121/000159
Instrument	5586955

Lender

Name	HARBORLIGHT CU
Type	Credit Union
Address	WHITEHALL, MI 49461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 18, 2032

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
Municipality	Whitehall City
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,300 (+12.27%)	$186,600 (+12.27%)
2025	$2,481.00	$83,100	$166,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHALL serves 2,902 people · EPA ID MI0007100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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