206 N Baldwin St, Whitehall, MI 49461 Property Records

Muskegon County property record for 206 N Baldwin St, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,808 sqft · built 1950
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2024)
Tax Bill	$4,422 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61-22-220-005-0007-10`

Property Details

APN / Parcel Number

Primary APN	`61-22-220-005-0007-10`
Alternative APN	`22220005000710`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Lot Area	9,017 sqft (0.207 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	206 N BALDWIN ST
City	WHITEHALL
State	MI
Zip	49461-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	CITY OF WHITEHALL E 75 FT OF BOTH LOTS 7 & 8 BLK 5
Legal Subdivision	CITY OF WHITEHALL
Legal Block	5
Legal Lot Number	7-8
Jurisdiction	MUSKEGON MI
Township / Civil Division	WHITEHALL
Census Block Group	1
Census Block	1010
Census Tract	3702

Owner

206 N Baldwin St is owned and occupied by two individuals who bought it in April 2024.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 N BALDWIN ST, WHITEHALL, MI 49461-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Apr 24, 2024	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Dec 22, 2023	Deed of Trust, Mortgage HARBORLIGHT CU
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on File
Deed Sale	Apr 24, 2024 · Amount on File
Prior Sale	May 26, 2009
Deed Document Number	20245821659
Deed Book / Page	4356 / 90
Prior Transfer Date	May 19, 2008
Prior Transfer Doc	003782/563
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Recording Date	Apr 7, 2026
Property Address	206 N BALDWIN ST, WHITEHALL, MI 49461-1004
Document Number	0005880139
Book / Page	4414 / 623
Instrument Date	Mar 31, 2026
Instrument	20265880139
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N BALDWIN ST, WHITEHALL, MI 49461-1004

Mortgage

Document Number	0005880139,
Date	Apr 7, 2026
Book Page	4414/623
Instrument	20265880139

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Apr 24, 2024
Property Address	206 N BALDWIN ST, WHITEHALL, MI 49461-1004
Document Number	0004356/90
Book / Page	4356 / 90
Map Reference	LB 1 PG 7
Instrument Date	Mar 22, 2024
Instrument	5821659
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 N BALDWIN ST, WHITEHALL, MI 49461-1004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8991 LEONARD ST, COOPERSVILLE, MI 49404-9734

Mortgage

Document Number	0005821660
Date	Apr 24, 2024
Instrument	5821660

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	206 N BALDWIN ST, WHITEHALL, MI 49461-1004
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N BALDWIN ST, WHITEHALL, MI 49461-1004

Mortgage

Document Number	004345/482
Date	Dec 22, 2023
Book Page	4345/482
Instrument	5811062

Lender

Name	HARBORLIGHT CU
Type	Credit Union
Address	WHITEHALL, MI 49461

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 28, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	206 N BALDWIN ST, WHITEHALL, MI 49461-1004
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004262/883
Date	Jun 1, 2021
Book Page	4262/883
Instrument	5728544

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 206 N Baldwin St was $4,422 with a homeowner's exemption, up 132.9% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
Municipality	Whitehall City
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,900 (+10.8%)	$231,800 (+10.8%)
2025	$4,422.00 (+132.86%) Homeowner's exemption	$104,600	$209,200
2024	$1,899.00
2023		$86,200	$172,400
2022	$1,842.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 N Baldwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 N Baldwin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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