James City County property record for 218 John Ratcliffe, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 1978 |
| Lot Size | 0.056 acres (2,439 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jul 2011) |
| Tax Bill | $3,061 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-1 04-0-0014 |
| Primary APN | 50-1 04-0-0014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,656 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Material | Wood Shingle |
| Lot Area | 2,439 sqft (0.056 acres) |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 14179 |
|---|---|
| Street Address | 218 JOHN RATCLIFFE |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-5517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | L-14 PH-2 QUARTERPATH TRACE VILLAGE |
| Legal Subdivision | KINGSMILL |
| Legal Phase | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | ROBERTS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 80103 |
Source: James City County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 233 JEFFERSONS HUNDRED, WILLIAMSBURG, VA 23185-8909 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2011 · Amount on Record |
| Deed Sale | Jul 1, 2011 · Amount on Record |
| Deed Book / Page | 1100 / 14226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 218 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202303488 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 202303488 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,061.00 (+6.4%) | $368,900 (+18.88%) Land $83,600 Building $285,300 | $368,900 (+18.88%) Land $83,600 Building $285,300 |
| 2024 | $2,877.00 (+11.73%) | ||
| 2023 | $2,575.00 | $310,300 Land $76,000 Building $234,300 | $310,300 Land $76,000 Building $234,300 |
| 2022 | $2,575.00 (+14.8%) | ||
| 2019 | $2,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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