213 John Ratcliffe, Williamsburg, VA 23185 Property Records

James City County property record for 213 John Ratcliffe, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,395 sqft · built 1978
Lot Size	0.091 acres (3,964 sqft)
Owner	2 Company Names on File
Last Sale	$249,000 (Sep 2019)
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-1 04-0-0022`

Property Details

APN / Parcel Number

Primary APN	`50-1 04-0-0022`
Alternative APN	`13541`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,395 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Wood Shingle
Lot Area	3,964 sqft (0.091 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	13541
Street Address	213 JOHN RATCLIFFE
City	WILLIAMSBURG
State	VA
Zip	23185-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-22 PH-2 QUARTERPATH TRACE VILLAGE
Legal Subdivision	KINGSMILL
Legal Phase	2
Legal Lot Number	22
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1017
Census Tract	80103

Owner

213 John Ratcliffe is owned by a company that acquired it in September 2025.

Source: James City County records, as of May 7, 2026

Owner of Record	2 Company Names on File
Mailing Address	213 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Intrafamily Transfer, Transfer
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIED MTG
Sep 11, 2019	Warranty Deed, Transfer · Conventional with PMI NAVY FCU
May 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Prior Sale	Aug 30, 2007 · Amount on File
Deed Document Number	201913105
Last Transfer Date	Sep 24, 2025
Transfer Doc	0202514302
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Oct 7, 2025
Property Address	213 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501
Document Number	0202514302
Map Reference	MB 31 PG 19
Instrument Date	Sep 24, 2025
Instrument	202514302
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	213 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	213 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501
Document Number	0000015774
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 JOHN RATCLIFFE WILLIAMSBURG VA 231855501, WILLIAMSBURG, VA 23185-5501

Mortgage

Document Number	0000015774
Date	Sep 22, 2020
Instrument	15774

Lender

Name	ALLIED MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 11, 2019
Property Address	213 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501
Document Number	0000013105
Instrument Date	Aug 26, 2019
Instrument	13105
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 JOHN RATCLIFFE WILLIAMSBURG VA 231855501, WILLIAMSBURG, VA 23185-5501

Mortgage

Document Number	13106
Date	Sep 11, 2019
Instrument	13106

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

Interest

Rate Type	Fixed Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 14, 2019
Property Address	213 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501
Document Number	0000007029
Instrument Date	Apr 22, 2019
Instrument	7029
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 QUARTERPATH RD #345 WILLIAMSBURG VA 231856544, 345, WILLIAMSBURG, VA 23185-6544

Tax Assessment & Valuation

The 2025 property tax bill for 213 John Ratcliffe was $2,539, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,539.00 (+6.41%)	$306,000 Land $88,000 Building $218,000	$306,000 Land $88,000 Building $218,000
2024	$2,386.00 (+11.03%)
2023	$2,149.00	$259,000 Land $80,000 Building $179,000	$259,000 Land $80,000 Building $179,000
2022	$2,149.00
2019	$2,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 John Ratcliffe in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 John Ratcliffe is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: AT&T, T-Mobile, Verizon.

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