215 John Ratcliffe, Williamsburg, VA 23185 Property Records

James City County property record for 215 John Ratcliffe, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,024 sqft · built 1978
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on File
Last Sale	$554,000 (Aug 2026)
Tax Bill	$3,743 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-1 04-0-0021`

Property Details

APN / Parcel Number

Primary APN	`50-1 04-0-0021`
Alternative APN	`18447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Wood Shingle
Lot Area	4,182 sqft (0.096 acres)
Porch	Slab
Porch Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	18447
Street Address	215 JOHN RATCLIFFE
City	WILLIAMSBURG
State	VA
Zip	23185-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-21 PH-2 QUARTERPATH TRACE VILLAGE
Legal Subdivision	KINGSMILL
Legal Phase	2
Legal Lot Number	21
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1017
Census Tract	80103

Owner

215 John Ratcliffe is owned and occupied by two individuals who bought it in August 2026.

Source: James City County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2021	Warranty Deed, Transfer NOT AVAILABLE
Jun 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Jan 12, 2021 · Amount on File
Deed Document Number	202610410
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	0000009165
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 12, 2026
Property Address	215 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501
Document Number	0000010410
Instrument Date	Jul 31, 2026
Instrument	202610410
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,954.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501

Mortgage

Document Number	0000010411,
Date	Aug 12, 2026
Instrument	202610411

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 12, 2021
Property Address	215 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501
Document Number	0000000734
Instrument Date	Jan 4, 2021
Instrument	734
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 JOHN RATCLIFFE WILLIAMSBURG VA 231855501, WILLIAMSBURG, VA 23185-5501

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 26, 2019
Property Address	215 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501
Document Number	0000009165
Instrument Date	Jun 6, 2019
Instrument	9165
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 GULF OF MEXICO DR #208 LONGBOAT KEY FL 342284618, 208, LONGBOAT KEY, FL 34228-4618

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 14, 2019
Property Address	215 JOHN RATCLIFFE, WILLIAMSBURG, VA 23185-5501
Document Number	0000007029
Instrument Date	Apr 22, 2019
Instrument	7029
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 QUARTERPATH RD #345 WILLIAMSBURG VA 231856544, 345, WILLIAMSBURG, VA 23185-6544

Tax Assessment & Valuation

The 2025 property tax bill for 215 John Ratcliffe was $3,743, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,743.00 (+6.43%)	$451,000 Land $88,000 Building $363,000	$451,000 Land $88,000 Building $363,000
2024	$3,517.00 (+12.08%)
2023	$3,138.00	$378,100 Land $80,000 Building $298,100	$378,100 Land $80,000 Building $298,100
2022	$3,138.00
2019	$2,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 John Ratcliffe in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 John Ratcliffe is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: AT&T, T-Mobile, Verizon.

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