213 E Water St, Bainbridge, GA 39817 Property Records

Decatur County property record for 213 E Water St, Bainbridge, GA 39817

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 2,790 sqft · built 1895
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2024)
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Jul 2017 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`B0250-073-000`

Property Details

APN / Parcel Number

Primary APN	`B0250-073-000`
Alternative APNs	`B025000000073000` `11944`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,790 sqft Total Area
1st Floor Area	2,790 sqft
Basement Area	363 sqft
Unfinished Basement	363 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Heavy Frame
Roof Material	Tar & Gravel
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	105 ft deep x 31 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11944
Street Address	213 E WATER ST
City	BAINBRIDGE
State	GA
Zip	39817-3735
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	538 611 213 E WATER ST
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	4
Census Block	4028
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bainbridge Residential Historic District listed 1987 · 198 contributing resources · NRIS 87001907

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

213 E Water St, a commercial property, is owned by an individual who bought it in November 2024.

Source: Decatur County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit FAMILY BANK
Jul 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage FAMILY BANK
Jul 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage FAMILY BANK
Sep 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST PORT CITY BANK
Feb 12, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2024	Limited Warranty Deed, Transfer
Jan 19, 2024	Warranty Deed, Transfer
Apr 15, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST PORT CITY BANK
Jul 1, 2015	Warranty Deed, Transfer · Commercial Mortgage FAMILY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	Feb 12, 2024
Deed Book / Page	538 / 611
Prior Transfer Date	Feb 8, 2024
Prior Transfer Doc	000525/438
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 WATER, GA

Mortgage

Document Number	0000000436/0000000442
Date	Dec 7, 2018
Book Page	0000000436/0000000442

Lender

Name	FAMILY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2028

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000414/658
Date	Jul 5, 2017
Book Page	414/658

Lender

Name	FAMILY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2018

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000415/405
Date	Jul 24, 2017
Book Page	415/405

Lender

Name	FAMILY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2018

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735

Mortgage

Document Number	0000000484/0000000970
Date	Sep 24, 2021
Book Page	0000000484/0000000970

Lender

Name	FIRST PORT CITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DECATUR GA
Recording Date	Feb 12, 2024
Property Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735
Document Number	000525/438
Book / Page	525 / 438
Instrument Date	Feb 8, 2024
Instrument	2024000115
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735

January 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jan 22, 2024
Property Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735
Document Number	000524/802
Book / Page	524 / 802
Instrument Date	Jan 10, 2024
Instrument	2024000019
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jan 19, 2024
Property Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735
Document Number	000524/804
Book / Page	524 / 804
Instrument Date	Jan 10, 2024
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Apr 15, 2022
Property Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735
Document Number	000495/880
Book / Page	495 / 880
Instrument Date	Apr 15, 2022
Instrument	2022-000368
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3360 GA HIGHWAY 112, CAMILLA, GA 31730-4736

Mortgage

Document Number	0000495882
Date	Apr 15, 2022
Instrument	495/882

Lender

Name	FIRST PORT CITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	57 Months
Due	Jan 1, 2027

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jul 1, 2015
Property Address	213 E WATER ST, BAINBRIDGE, GA 39817-3735
Document Number	0000385/49
Book / Page	385 / 49
Instrument Date	Jul 1, 2015
Instrument	2015-000481
Transaction Type	Transfer
Record Updated	Nov 28, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8603 BAY RD, PASADENA, MD 21122-3127

Mortgage

Document Number	0000385/52
Date	Jul 6, 2015
Book Page	385/52

Lender

Name	FAMILY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 213 E Water St was $1,971.

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,971.00	$61,173 Land $2,666 Building $58,507	$152,933 Land $6,665 Building $146,268
2023	$1,435.00 (+213.32%)	$46,546 (+213.29%) Land $2,666 Building $43,880	$116,366 (+213.29%) Land $6,665 Building $109,701
2022	$458.00	$14,857 Land $2,666 Building $12,191	$37,143 Land $6,665 Building $30,478

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 213 E Water St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 E Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bainbridge Fiber, T-Mobile.

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