Genesee County property record for 218 E State St, Montrose, MI 48457
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,848 sqft · built 1920 |
| Lot Size | 0.393 acres (17,119 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,557 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-21-503-036 |
| Primary APN | 60-21-503-036 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Foundation Type | No Foundation |
| Lot Area | 17,119 sqft (0.393 acres) |
| Lot Dimensions | 157 ft deep x 109 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 218 E STATE ST |
|---|---|
| City | MONTROSE |
| State | MI |
| Zip | 48457-9004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4 5 6 AND 7 BLK J AND N 18 FT OF LOTS 8 9 10 AND 11 BLK J MILLERS 2ND ADDITION TO THE VILLAGE OF MONTROSE |
| Legal Subdivision | MILLERS 2ND ADD |
| Legal Block | J |
| Legal Lot Number | 4 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MONTROSE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12602 |
Source: Genesee County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 218 E STATE ST, MONTROSE, MI 48457-9004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Oct 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 218 E STATE ST, MONTROSE, MI 48457-9004 |
| Document Number | 0000030989 |
| Instrument Date | Apr 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 218 E STATE ST MONTROSE MI 484579004, MONTROSE, MI 48457-9004 |
| Document Number | 0000030989 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 30989 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 218 E STATE ST, MONTROSE, MI 48457-9004 |
| Document Number | 0000093626 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 218 E STATE ST MONTROSE MI 484579004, MONTROSE, MI 48457-9004 |
| Document Number | 0000093626 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 93626 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2048 |
Source: Genesee County assessment roll, as of October 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Montrose City |
| Unified School District | Montrose Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,557.00 (-33.55%) Homeowner's exemption | $71,000 (+15.26%) | $142,000 (+15.26%) |
| 2024 | $2,343.00 (+16.22%) | ||
| 2023 | $61,600 | $123,200 | |
| 2019 | $2,016.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTROSE serves 1,657 people · EPA ID MI0004480 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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