Genesee County property record for 196 E State St, Montrose, MI 48457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,806 sqft · built 1976 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Company Name on Record |
| Last Sale | $18,725 (Dec 2016) |
| Tax Bill | $3,096 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-21-503-031 |
| Primary APN | 60-21-503-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,806 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 196 E STATE ST |
|---|---|
| City | MONTROSE |
| State | MI |
| Zip | 48457-9144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 10 & 11 BLK I & ALL THAT PART OF N 1/2 OF VACATED ALLEY ADJOINING ABOVE LOTS ON THE SOUTH MILLERS 2ND ADDITION TO THE |
| Legal Subdivision | H MILLERS 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 9-11 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MONTROSE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 12602 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 7665, GOODYEAR, AZ 85338-0645 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2016 · Amount on Record |
| Deed Sale | Dec 16, 2016 · Amount on Record |
| Prior Sale | Feb 20, 2016 · Amount on Record |
| Deed Document Number | 201681991 |
| Prior Transfer Date | Feb 3, 2016 |
| Prior Transfer Doc | 0000009156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 196 E STATE ST, MONTROSE, MI 48457-9144 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000008656 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 202302270008656 |
| Name | KAY FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MOUNT MORRIS, MI 48458 |
| Amount | Amount Recorded |
|---|---|
| Term | 13 Months |
| Due | Mar 1, 2024 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Montrose City |
| Unified School District | Montrose Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,200 (+8.12%) Land $11,000 Building $62,200 | $146,400 (+8.12%) Land $22,000 Building $124,400 | |
| 2025 | $3,096.00 (+2.58%) | $67,700 (+15.73%) | $135,400 (+15.73%) |
| 2024 | $3,018.00 (+16.17%) | ||
| 2023 | $58,500 | $117,000 | |
| 2019 | $2,598.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTROSE serves 1,657 people · EPA ID MI0004480 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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