215 E 1st St, Carroll, IA 51401 Property Records

Carroll County property record for 215 E 1st St, Carroll, IA 51401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,099 sqft · built 1918
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$143,500 (Jul 2026)
Tax Bill	$1,208 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0625208019`

Property Details

APN / Parcel Number

Primary APN	`0625208019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,099 sqft Living Area
Attic	Attic
Attic Area	285 sqft
Basement Area	814 sqft
Finished Basement	600 sqft
Unfinished Basement	214 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Garage Area	1,256 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	215 E 1ST ST
City	CARROLL
State	IA
Zip	51401-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADDITION BLOCK 41 LOT 7 EXC W 96 FT & E 32 FT OF LOT 6
Legal Subdivision	SECOND ADDITION
Legal Block	41
Legal Lot Number	6,7
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	4
Census Block	4041
Census Tract	960400

Owner

215 E 1st St is owned and occupied by an individual who bought it in July 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	502 S CLARK ST, CARROLL, IA 51401-3059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Fiduciary Deed, Transfer · Conventional Mortgage COMMERCIAL SAVINGS BANK
Oct 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Dec 28, 2005 · Amount on File
Deed Document Number	20262149
Prior Transfer Date	Jul 29, 2008
Prior Transfer Doc	02008/2834
Record Updated	Oct 29, 2026

July 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CARROLL IA
Recording Date	Jul 27, 2026
Property Address	215 E 1ST ST, CARROLL, IA 51401-2842
Document Number	0000002149
Instrument Date	Jul 22, 2026
Instrument	20262149
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	TITLE SECURITY INC, SECURITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,108.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 S CLARK ST, CARROLL, IA 51401-3059

Mortgage

Document Number	0000002150,
Date	Jul 27, 2026
Instrument	20262150

Lender

Name	COMMERCIAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	215 E 1ST ST, CARROLL, IA 51401-2842
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020223361
Date	Oct 17, 2022
Instrument	2022-3361

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 215 E 1st St was $1,208 with a homeowner's exemption.

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,208.00	$114,790 (-) Land $10,910 Building $103,880	$114,790 (-) Land $10,910 Building $103,880
2025	$1,208.00 Homeowner's exemption	$114,790 Land $10,910 Building $103,880	$114,790 Land $10,910 Building $103,880
2023		$99,960 (+18.17%) Land $10,910 Building $89,050	$99,960 Land $10,910 Building $89,050
2022		$84,590 Land $11,900 Building $72,690
2021			$84,590 Land $11,900 Building $72,690
2018	$1,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 E 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 E 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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