St. Johns County property record for 218 Cloisterbane Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,901 sqft · built 2013 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,421 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009624-0160 |
| Primary APN | 009624-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,901 sqft Living Area |
| Gross Area | 3,533 sqft |
| 1st Floor Area | 2,381 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 218 CLOISTERBANE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 68/69-75 DURBIN CROSSING NORTH PHASE 2E-UNIT 1 LOT 16 OR3799/1969 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 2E UNIT 1 |
| Legal Phase | 2E |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 20808 |
218 Cloisterbane Dr is owned and occupied by two individuals.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 12, 2026 |
| Property Address | 218 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Document Number | 0000040787 |
| Book / Page | 6362 / 618 |
| Instrument Date | May 4, 2026 |
| Instrument | 202640787 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 218 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Document Number | 0000040787, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 6362/618 |
| Instrument | 202640787 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 218 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 218 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Document Number | 0058951178 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 5895/1178 |
| Instrument | 2024008720 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 218 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 218 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Document Number | 0053291299 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 5329/1299 |
| Instrument | 2021083691 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 218 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0056240267 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 5624/267 |
| Instrument | 2022082827 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 218 Cloisterbane Dr was $8,421 with a homeowner's exemption, up 9.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416,997 (+2.7%) | $617,813 (+1.64%) Land $160,000 Building $457,813 | |
| 2025 | $8,421.00 (+9.22%) Homeowner's exemption | $406,034 (+2.9%) | $607,853 (-3.28%) Land $155,000 Building $452,853 |
| 2024 | $7,710.00 (+16.64%) Homeowner's exemption | $394,591 (+28.47%) | $628,499 (+14.81%) Land $155,000 Building $473,499 |
| 2023 | $6,610.00 (+4.28%) Homeowner's exemption | $307,153 (+3%) | $547,436 (+17.8%) Land $145,000 Building $402,436 |
| 2022 | $6,339.00 Homeowner's exemption | $298,207 | $464,720 Land $123,200 Building $341,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Cloisterbane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 218 Cloisterbane Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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