St. Johns County property record for 191 Cloisterbane Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,579 sqft · built 2014 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $317,000 (Jun 2014) |
| Tax Bill | $7,697 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009624-1330 |
| Primary APN | 009624-1330 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,579 sqft Living Area |
| Gross Area | 3,721 sqft |
| 1st Floor Area | 2,579 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 684 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 191 CLOISTERBANE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 68/69-75 DURBIN CROSSING NORTH PHASE 2E-UNIT 1 LOT 133 OR3886/1746 &4132/365 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 2E UNIT 1 |
| Legal Phase | 2E |
| Legal Block | 1 |
| Legal Lot Number | 133 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 20808 |
191 Cloisterbane Dr is owned by a company that bought it in June 2014 and is owner-occupied.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 191 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8227 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Nov 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2014 · Amount on File |
| Deed Sale | Jun 3, 2014 · Amount on File |
| Prior Sale | Jan 3, 2014 · Amount on File |
| Deed Document Number | 201431483 |
| Deed Book / Page | 3886 / 1746 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 191 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8227 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 191 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8227 |
| Document Number | 0052931854 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 5293/1854 |
| Instrument | 2021067849 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 191 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8227 |
| Document Number | 0046440773 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 191 CTOISTERBANE DR ST JOHNS FL 32259, ST JOHNS, FL 32259 |
| Document Number | 0046440773 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 004644/000773 |
| Instrument | 83973 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 20, 2033 |
The 2025 property tax bill for 191 Cloisterbane Dr was $7,697 with a homeowner's exemption, up 9.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,769 (+2.7%) | $564,332 (+1.6%) Land $160,000 Building $404,332 | |
| 2025 | $7,697.00 (+9.1%) Homeowner's exemption | $352,258 (+2.9%) | $555,434 (+0.2%) Land $155,000 Building $400,434 |
| 2024 | $7,055.00 (+1.8%) Homeowner's exemption | $342,330 (+3%) | $554,302 (+1.28%) Land $155,000 Building $399,302 |
| 2023 | $6,930.00 (+4.18%) Homeowner's exemption | $332,359 (+3%) | $547,279 (+17.37%) Land $145,000 Building $402,279 |
| 2022 | $6,652.00 Homeowner's exemption | $322,679 | $466,281 Land $123,200 Building $343,081 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Cloisterbane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Cloisterbane Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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