240 Cloisterbane Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 240 Cloisterbane Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,279 sqft · built 2014
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Dec 2024)
Tax Bill	$11,981 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009624-0180`

Property Details

APN / Parcel Number

Primary APN	`009624-0180`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,279 sqft Living Area
Gross Area	3,985 sqft
1st Floor Area	2,849 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	706 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	269 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	240 CLOISTERBANE DR
City	SAINT JOHNS
State	FL
Zip	32259-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	68/69-75 DURBIN CROSSING NORTH PHASE 2E-UNIT 1 LOT 18 OR6074/1362
Legal Range	27E
Legal Township	05S
Legal Section	01
Legal Subdivision	DURBIN CROSSING NORTH PHASE 2E UNIT 1
Legal Phase	2E
Legal Block	1
Legal Lot Number	18
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3017
Census Tract	20808

Owner

240 Cloisterbane Dr is owned and occupied by two individuals who bought it in December 2024.

Source: St. Johns County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	240 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on File
Deed Sale	Dec 26, 2024 · Amount on File
Prior Sale	Jul 8, 2014 · Amount on File
Deed Document Number	2024100171
Deed Book / Page	6074 / 1362
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	May 27, 2026
Property Address	240 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228
Document Number	0000045107
Book / Page	6371 / 146
Instrument Date	May 19, 2026
Instrument	202645107
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228

Mortgage

Document Number	0000045107,
Date	May 27, 2026
Book Page	6371/146
Instrument	202645107

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 240 Cloisterbane Dr was $11,981, up 14.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,561 (-0.8%) Land $160,000 Building $466,561	$626,561 (-0.8%) Land $160,000 Building $466,561
2025	$11,981.00 (+14.56%) Veteran's exemption	$631,613	$631,613 Land $155,000 Building $476,613
2024	$10,458.00 (+3.36%)
2023	$10,118.00 (+10.21%)	$624,526 (+16.72%)	$624,526 (+16.72%) Land $145,000 Building $479,526
2022	$9,181.00	$535,043	$535,043 Land $123,200 Building $411,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 240 Cloisterbane Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Cloisterbane Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20