Barnstable County and Barnstable Town City property record for 218 Bumps River Rd, Osterville, MA 02655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,800 sqft · built 2017 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $949,000 (May 2022) |
| Tax Bill | $7,021 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Mar 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OSTE M:120 L:099 |
| Primary APN | OSTE M:120 L:099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 4,288 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 62693 |
|---|---|
| Street Address | 218 BUMPS RIVER RD |
| City | OSTERVILLE |
| State | MA |
| Zip | 02655-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Lot Number | 99 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 13002 |
218 Bumps River Rd is held in a trust since May 2022.
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 280 BOYLSTON ST, PHO2, CHESTNUT HILL, MA 02467-1912 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 12, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Jun 26, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Oct 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on File |
| Deed Sale | May 12, 2022 · Amount on File |
| Prior Sale | Jun 26, 2019 · Amount on File |
| Deed Book / Page | 35115 / 125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 218 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 034766-268 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 34766/268 |
| Instrument | 82510 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 218 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 034976-286 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 34976/286 |
| Instrument | 13696 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | May 12, 2022 |
| Property Address | 218 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Document Number | 035115-125 |
| Book / Page | 35115 / 125 |
| Instrument Date | May 12, 2022 |
| Instrument | 24862 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 BOYLSTON ST # PHO2, PHO2, CHESTNUT HILL, MA 02467-1912 |
| Document Number | 0000024864 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 24864 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Jun 26, 2019 |
| Property Address | 218 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Document Number | 32117-268 |
| Book / Page | 32117 / 268 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 29915 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 111, HYANNIS, MA 02601-0111 |
| Document Number | 29916 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 29916 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Oct 18, 2017 |
| Property Address | 218 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Document Number | 30837-74 |
| Book / Page | 030837 / 000074 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 53290 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $627.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1645 FALMOUTH RD CENTERVILLE MA 026322932, CENTERVILLE, MA 02632-2932 |
The 2025 property tax bill for 218 Bumps River Rd was $7,021, up 10.5% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,021.00 (+10.51%) | $867,900 (+6.7%) Land $151,900 Building $716,000 | $1,213,815 |
| 2024 | $6,353.00 (+6.97%) | $813,400 (+14.23%) Land $151,900 Building $661,500 | |
| 2023 | $5,939.00 | $712,100 Land $138,100 Building $574,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Bumps River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 218 Bumps River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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