Barnstable County and Barnstable Town City property record for 208 Bumps River Rd, Osterville, MA 02655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,504 sqft · built 1971 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,500 (May 2012) |
| Tax Bill | $4,222 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | OSTE M:120 L:098 |
| Primary APN | OSTE M:120 L:098 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 3,556 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 62684 |
|---|---|
| Street Address | 208 BUMPS RIVER RD |
| City | OSTERVILLE |
| State | MA |
| Zip | 02655-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Lot Number | 98 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 13002 |
208 Bumps River Rd is owned and occupied by two individuals who acquired it in July 2020.
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Jul 21, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2012 · Amount on File |
| Deed Sale | May 30, 2012 · Amount on File |
| Deed Book / Page | 26373 / 272 |
| Last Transfer Date | Jul 15, 2020 |
| Transfer Doc | 0000036037 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 208 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 034206-107 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 34206/107 |
| Instrument | 39997 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Jul 21, 2020 |
| Property Address | 208 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Document Number | 33090-147 |
| Book / Page | 33090 / 147 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 36037 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 208 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Document Number | 33090-149 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 33090/149 |
| Instrument | 36038 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 208 Bumps River Rd was $4,222, up 4.2% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,222.00 (+4.22%) | $521,900 (+0.62%) Land $151,900 Building $370,000 | $568,005 |
| 2024 | $4,051.00 (+5.99%) | $518,700 (+13.18%) Land $151,900 Building $366,800 | |
| 2023 | $3,822.00 | $458,300 Land $138,100 Building $320,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 Bumps River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 208 Bumps River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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