Barnstable County and Barnstable Town City property record for 176 Bumps River Rd, Osterville, MA 02655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,537 sqft · built 2017 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (Jun 2026) |
| Tax Bill | $7,342 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OSTE M:120 L:021 |
| Primary APN | OSTE M:120 L:021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,537 sqft Living Area |
| Gross Area | 4,218 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 61952 |
|---|---|
| Street Address | 176 BUMPS RIVER RD |
| City | OSTERVILLE |
| State | MA |
| Zip | 02655-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 13002 |
176 Bumps River Rd is owned and occupied by two individuals who bought it in June 2026.
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Quit Claim Deed, Transfer |
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit CAPE COD COOPERATIVE BANK |
| Sep 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TRIUMPH MORTGAGE |
| Sep 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TRIUMPH MORTGAGE |
| Jul 24, 2018 | Quit Claim Deed, Transfer CAPE COD BK&TR |
| Oct 13, 2017 | Quit Claim Deed, Transfer ALFRED BLEU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on File |
| Deed Sale | Jun 2, 2026 · Amount on File |
| Prior Sale | Jul 24, 2018 · Amount on File |
| Deed Document Number | 202621718 |
| Deed Book / Page | 37659 / 337 |
| Prior Transfer Date | May 22, 2026 |
| Prior Transfer Doc | 0000021718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSTERVILLE MA |
| Recording Date | Jun 2, 2026 |
| Property Address | 176 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Document Number | 0000021718 |
| Book / Page | 37659 / 337 |
| Instrument Date | May 22, 2026 |
| Instrument | 202621718 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 176 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 176 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035206-324 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 35206/324 |
| Instrument | 32200 |
| Name | CAPE COD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 176 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0034486-67 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 34486/67 |
| Instrument | 61351 |
| Name | TRIUMPH MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 176 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34486-67 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 34486/67 |
| Instrument | 61351 |
| Name | TRIUMPH MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Jul 24, 2018 |
| Property Address | 176 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Document Number | 31421-332 |
| Book / Page | 031421 / 000332 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 35804 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,277.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1025 FOREST RD CHARLESTON WV 253141317, CHARLESTON, WV 25314-1317 |
| Document Number | 31421-335 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 031421/000335 |
| Instrument | 35805 |
| Name | CAPE COD BK&TR |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Rate | 3.88% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Oct 13, 2017 |
| Property Address | 176 BUMPS RIVER RD, OSTERVILLE, MA 02655-1519 |
| Document Number | 30826-4 |
| Book / Page | 030826 / 000004 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 52278 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $655.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 483 BARNSTABLE MA 026300483, BARNSTABLE, MA 02630-0483 |
| Document Number | 30826-9 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 030826/000009 |
| Instrument | 52279 |
| Name | ALFRED BLEU |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 176 Bumps River Rd was $7,342, up 7.7% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,342.00 (+7.72%) | $907,500 (+3.99%) Land $179,200 Building $728,300 | $994,175 |
| 2024 | $6,816.00 (+2.84%) | $872,700 (+9.82%) Land $179,200 Building $693,500 | |
| 2023 | $6,628.00 | $794,700 Land $177,100 Building $617,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 176 Bumps River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 176 Bumps River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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