Oakland County property record for 2179 Topaz Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,968 sqft · built 1975 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $210,000 (Feb 2015) |
| Tax Bill | $5,164 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-12-100-044 |
| Primary APN | 88-20-12-100-044 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,968 sqft |
| Basement Area | 1,264 sqft |
| Unfinished Basement | 1,968 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 120 ft deep x 68 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2179 TOPAZ DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 12 STONERIDGE SUBDIVISION NO 3 LOT 746 9-24-85 FR 036 & 102-007 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 12 |
| Legal Subdivision | STONERIDGE SUB |
| Legal Lot Number | 9,746 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 196000 |
2179 Topaz Dr is owner-occupied and held in a trust since February 2015.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2179 TOPAZ DR, TROY, MI 48085-3890 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Intrafamily Transfer, Transfer |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2015 · Amount on File |
| Deed Sale | Feb 12, 2015 · Amount on File |
| Deed Document Number | 201529744 |
| Deed Book / Page | 47870 / 632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 27, 2026 |
| Property Address | 2179 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 20260024140 |
| Book / Page | 60975 / 67 |
| Map Reference | LB 187 PG 24 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 20260024140 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2179 TOPAZ DR, TROY, MI 48085-3890 |
| Name | Verified Name |
|---|---|
| Address | 2179 TOPAZ DR, TROY, MI 48085-3890 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2179 TOPAZ DR, TROY, MI 48085-3890 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 2179 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000228991 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 56899/515 |
| Instrument | 228991 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2179 TOPAZ DR, TROY, MI 48085-3890 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2179 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000126452 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 56237/76 |
| Instrument | 126452 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2179 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000027687 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2179 TOPAZ DR TROY MI 480853890, TROY, MI 48085-3890 |
| Document Number | 0000027687 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 053807/000604 |
| Instrument | 27687 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 5, 2035 |
The 2025 property tax bill for 2179 Topaz Dr was $5,164 with a homeowner's exemption, up 2.4% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,164.00 (+2.4%) | ||
| 2024 | $5,043.00 | ||
| 2023 | $346,380 | ||
| 2022 | $5,371.00 | $173,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2179 Topaz Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2179 Topaz Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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