Oakland County property record for 2143 Topaz Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,160 sqft · built 1975 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jul 2020) |
| Tax Bill | $6,181 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-12-100-042 |
| Primary APN | 88-20-12-100-042 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 1,447 sqft |
| Basement Area | 1,230 sqft |
| Unfinished Basement | 1,447 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2143 TOPAZ DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 12 STONERIDGE SUBDIVISION NO 3 LOT 744 9-24-85 FR 036 & 102-005 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 12 |
| Legal Subdivision | STONERIDGE SUB |
| Legal Lot Number | 9,744 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 196000 |
2143 Topaz Dr is owned and occupied by two individuals who bought it in July 2020.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2143 TOPAZ DR, TROY, MI 48085-3890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Nov 13, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 13, 2020 | Warranty Deed, Transfer BANKERS TITLE SETMNT SVCS |
| Apr 26, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on File |
| Deed Sale | Jul 13, 2020 · Amount on File |
| Prior Sale | Feb 3, 2015 · Amount on File |
| Deed Document Number | 2020134941 |
| Deed Book / Page | 54484 / 621 |
| Prior Transfer Date | Apr 19, 2017 |
| Prior Transfer Doc | 0000083965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 29, 2026 |
| Property Address | 2143 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 20260057612 |
| Book / Page | 61152 / 65 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202657612 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2143 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000057612, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 61152/65 |
| Instrument | 202657612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 11, 2041 |
| Rate | 5.54% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2143 TOPAZ DR, TROY, MI 48085-3890 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000188693 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 53491/00236 |
| Instrument | 188693 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 13, 2020 |
| Property Address | 2143 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000134941 |
| Book / Page | 54484 / 621 |
| Map Reference | LB 187 PG 24-26 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 134941 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | BANKERS TITLE SETMNT SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $3,096.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2143 TOPAZ DR, 2143, TROY, MI 48085-3890 |
| Name | Verified Name |
|---|---|
| Address | 2143 TOPAZ DR, TROY, MI 48085-3890 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 26, 2017 |
| Property Address | 2143 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000083968 |
| Book / Page | 050607 / 000614 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 83968 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2143 TOPAZ DR TROY MI 480853890, TROY, MI 48085-3890 |
The 2025 property tax bill for 2143 Topaz Dr was $6,181 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,181.00 | ||
| 2023 | $370,660 | ||
| 2022 | $6,428.00 | $185,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2143 Topaz Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2143 Topaz Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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