Oakland County property record for 2161 Topaz Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,635 sqft · built 1975 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Sep 2022) |
| Tax Bill | $5,335 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jul 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-12-100-043 |
| Primary APN | 88-20-12-100-043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| 1st Floor Area | 933 sqft |
| Basement Area | 933 sqft |
| Unfinished Basement | 933 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 228 sqft |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2161 TOPAZ DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 12 STONERIDGE SUBDIVISION NO 3 LOT 745 9-24-85 FR 036 & 102-006 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 12 |
| Legal Subdivision | STONERIDGE SUB |
| Legal Lot Number | 9,745 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 196000 |
2161 Topaz Dr is owned and occupied by two individuals who acquired it in October 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage · VA Mortgage PREMIA MORTGAGE LLC |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Oct 17, 2022 | Intrafamily Transfer, Transfer |
| Sep 30, 2022 | Warranty Deed, Transfer ABSTRACT TITLE AGENCY |
| Oct 5, 2019 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU |
| Jul 12, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on File |
| Deed Sale | Sep 30, 2022 · Amount on File |
| Prior Sale | May 18, 2016 · Amount on File |
| Deed Document Number | 2022451899 |
| Deed Book / Page | 58155 / 297 |
| Last Transfer Date | Oct 17, 2022 |
| Transfer Doc | 0000458951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000450619 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 58147/796 |
| Instrument | 450619 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000132968 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 54468/807 |
| Instrument | 132968 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 17, 2022 |
| Property Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000458951 |
| Book / Page | 58192 / 768 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 458951 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Name | Verified Name |
|---|---|
| Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 30, 2022 |
| Property Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000451899 |
| Book / Page | 58155 / 297 |
| Map Reference | LB 187 PG 24-26 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 451899 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | ABSTRACT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Name | Verified Name |
|---|---|
| Address | 36453 OAKSHIRE ST, CLINTON TOWNSHIP, MI 48035-1638 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000176841 |
| Instrument Date | Oct 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2161 TOPAZ DR TROY MI 480853890, TROY, MI 48085-3890 |
| Document Number | 0000176841 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 053416/000573 |
| Instrument | 176841 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038-4004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 23, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 12, 2018 |
| Property Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000115276 |
| Book / Page | 51988 / 00354 |
| Map Reference | LB 187 PG 24-26 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 115276 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2161 TOPAZ DR, TROY, MI 48085-3890 |
| Document Number | 0000115277 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 115277 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 2161 Topaz Dr was $5,335 with a homeowner's exemption, up 2.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,335.00 (+2.4%) | ||
| 2024 | $5,210.00 | ||
| 2023 | $305,140 | ||
| 2022 | $4,359.00 | $152,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2161 Topaz Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2161 Topaz Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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