2178 E 40th St, Cleveland, OH 44103 Property Records

Cuyahoga County property record for 2178 E 40th St, Cleveland, OH 44103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,204 sqft · built 2006
Lot Size	0.255 acres (11,138 sqft)
Owner	Individual Name on Record
Last Sale	$178,500 (Mar 2023)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Jun 2023 Transfer Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-23-059`

Property Details

APN / Parcel Number

Primary APN	`103-23-059`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,204 sqft Living Area
1st Floor Area	1,102 sqft
2nd Floor Area	1,102 sqft
Basement Area	1,102 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,138 sqft (0.255 acres)
Lot Dimensions	206 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2178 E 40TH ST
City	CLEVELAND
State	OH
Zip	44103-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-2
Legal Description	S/L PCL D VOL 344 62 F 53.96 D 206.92 OL 69 AC .2557 2007 S/R MB103 PG23 MB344 PG62
Legal Subdivision	WILLIAM WILLIAMS
Legal Lot Number	PCLD
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1022
Census Tract	108701

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2178 E 40TH ST, CLEVELAND, OH 44103-4431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Transfer on Death Deed, Transfer
Mar 20, 2023	Warranty Deed, Transfer · FHA Mortgage KEY BANK NA
Apr 11, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 2, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Aug 29, 2008 · Amount on Record
Deed Document Number	0000000430
Record Updated	Jun 8, 2026

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 21, 2023
Property Address	2178 E 40TH ST, CLEVELAND, OH 44103-4431
Document Number	0000000327
Map Reference	VOL 344 PG 62
Instrument Date	Jun 21, 2023
Instrument	202306210327
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 E 40TH ST, CLEVELAND, OH 44103-4431

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 20, 2023
Property Address	2178 E 40TH ST, CLEVELAND, OH 44103-4431
Document Number	0000000430
Map Reference	VOL 344 PG 62
Instrument Date	Feb 21, 2023
Instrument	202303200430
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	BARRISTER TITLE SERVICES, BARRISTERS OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 E 40TH ST, CLEVELAND, OH 44103-4431

Mortgage

Document Number	0000000431
Date	Mar 20, 2023
Instrument	202303200431

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2178 E 40TH ST, CLEVELAND, OH 44103-4431
Document Number	0008120591
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 E 40TH ST CLEVELAND OH 441034431, CLEVELAND, OH 44103-4431

Mortgage

Document Number	0008120591
Date	Aug 12, 2020
Instrument	8120591

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2178 E 40TH ST, CLEVELAND, OH 44103-4431
Document Number	0009130615
Instrument Date	Sep 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 E 40TH ST CLEVELAND OH 441034431, CLEVELAND, OH 44103-4431

Mortgage

Document Number	0009130615
Date	Sep 13, 2017
Instrument	9130615

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,993.00 (+0.03%) Homeowner's exemption	$60,900 (-) Land $10,500 Building $50,400
2024	$3,992.00 (+17.38%) Homeowner's exemption	$60,900 (+35.82%) Land $10,500 Building $50,400	$174,000 (+35.83%) Land $30,000 Building $144,000
2023	$3,401.00 (+0.59%) Homeowner's exemption	$44,840 (-) Land $13,510 Building $31,330
2022	$3,381.00 Homeowner's exemption	$44,840 Land $13,510 Building $31,330
2021			$128,100 Land $38,600 Building $89,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100
DigitalC Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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