2186 E 40th St, Cleveland, OH 44103 Property Records

Cuyahoga County property record for 2186 E 40th St, Cleveland, OH 44103

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,579 sqft · built 2006
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on Record
Last Sale	$134,150 (Sep 2018)
Tax Bill	$5,534 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Jul 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`103-23-061`

Property Details

APN / Parcel Number

Primary APN	`103-23-061`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,579 sqft Living Area
Gross Area	4,832 sqft
1st Floor Area	1,558 sqft
2nd Floor Area	1,021 sqft
Basement Area	1,549 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	209 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	138 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2186 E 40TH ST
City	CLEVELAND
State	OH
Zip	44103-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-2
Legal Description	PCL B VOL 346 PG 77 FF 56.00 D 209.30 .268AC OL 69 2007S/R
Legal Subdivision	WILLIAM WILLIAMS
Legal Lot Number	B
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1022
Census Tract	108701

Owner

Source: Cuyahoga County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2186 E 40TH ST, CLEVELAND, OH 44103-4431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2018	Warranty Deed, Transfer · Conventional with PMI US BK
Jul 12, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	2018464
Prior Transfer Date	Nov 17, 2017
Prior Transfer Doc	0000000381
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 26, 2018
Property Address	2186 E 40TH ST, CLEVELAND, OH 44103-4431
Document Number	0009260464
Instrument Date	Sep 19, 2018
Instrument	9260464
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 E 40TH ST CLEVELAND OH 441034431, CLEVELAND, OH 44103-4431

Mortgage

Document Number	9260465
Date	Sep 26, 2018
Instrument	9260465

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Mortgage

Document Number	9260466,
Date	Sep 26, 2018
Instrument	9260466

Lender

Name	HOUSING FIN AGCY

Agreement

Amount	Amount Recorded

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 12, 2018
Property Address	2186 E 40TH ST, CLEVELAND, OH 44103-4431
Document Number	0007120381
Instrument Date	Nov 17, 2017
Instrument	7120381
Transaction Type	Foreclosure
Record Updated	Jul 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$638.47
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 5TH ST EUREKA CA 955010305, EUREKA, CA 95501-0305

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,534.00 (+0.04%) Homeowner's exemption	$84,385 (-0.01%) Land $10,710 Building $73,675	$241,100 (-) Land $30,600 Building $210,500
2024	$5,532.00 (+55.31%) Homeowner's exemption	$84,390 (+79.67%) Land $10,710 Building $73,680	$241,100 (+79.66%) Land $30,600 Building $210,500
2023	$3,562.00 (+0.56%) Homeowner's exemption	$46,970 (-) Land $8,470 Building $38,500
2022	$3,542.00 Homeowner's exemption	$46,970 Land $8,470 Building $38,500
2021			$134,200 Land $24,200 Building $110,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100
DigitalC Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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