2159 E 40th St, Cleveland, OH 44103 Property Records

Cuyahoga County property record for 2159 E 40th St, Cleveland, OH 44103

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,745 sqft · built 2005
Lot Size	0.018 acres (827 sqft)
Owner	Owner Name on Record
Tax Bill	$2,501 (2025)
Deeds & Mortgages	May 2021 Line of Credit Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-23-083`

Property Details

APN / Parcel Number

Primary APN	`103-23-083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,745 sqft Living Area
1st Floor Area	315 sqft
2nd Floor Area	715 sqft
Upper Floors Area	715 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	827 sqft (0.018 acres)
Lot Dimensions	42 ft deep x 20 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2159 E 40TH ST
City	CLEVELAND
State	OH
Zip	44103-4456
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MF-2
Legal Description	PCL B VOL 342 PG 18 .019 AC OL 70 SUBDIVISION PLAT FOR GATEWAY TOWNHOUSEES 2006 SR MB103 PG23 MB342 PG18
Legal Subdivision	SUBDIVISION PLAT FOR GATEWAY
Legal Lot Number	PCLB
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1021
Census Tract	108701

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2159 E 40TH ST, CLEVELAND, OH 44103-4456
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 4, 2005
Last Transfer Date	Apr 30, 2008
Transfer Doc	0004300908
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2159 E 40TH ST, CLEVELAND, OH 44103-4456
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2159 E 40TH ST, CLEVELAND, OH 44103-4456

Mortgage

Document Number	0000000456
Date	May 5, 2021
Instrument	202105050456

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Mar 23, 2031

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2159 E 40TH ST, CLEVELAND, OH 44103-4456
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000319
Date	Sep 29, 2022
Instrument	202209290319

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,501.00 (+0.04%)	$37,390 (-) Land $2,770 Building $34,620
2024	$2,500.00 (-34.14%)	$37,390 (-23.65%) Land $2,770 Building $34,620	$106,800 (-23.66%) Land $7,900 Building $98,900
2023	$3,796.00 (+0.58%)	$48,970 (-) Land $4,410 Building $44,560
2022	$3,774.00	$48,970 Land $4,410 Building $44,560
2021			$139,900 Land $12,600 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100
DigitalC Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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