21761 Cedar Rd, Elgin, IA 52141 Property Records

Fayette County property record for 21761 Cedar Rd, Elgin, IA 52141

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,042 sqft · built 1920
Lot Size5.03 acres (219,107 sqft)
Owner2 Individual Names on Record
Tax Bill$1,728 (2026)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0822200004

Property Details

APN / Parcel Number

Primary APN0822200004

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,042 sqft Living Area
1st Floor Area672 sqft
AtticAttic
Attic Area370 sqft
Basement Area672 sqft
Finished Basement325 sqft
Unfinished Basement347 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area219,107 sqft (5.03 acres)
Garage TypeDetached
Garage Area888 sqft
Parking Spaces3 Parking Spaces
Deck Area252 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address21761 CEDAR RD
CityELGIN
StateIA
Zip52141-9407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT A PT 16 RDS N SE COR W 1/2 NE NE SEC 22, TH RUNNING E 40 RDS, TH S 16 RDS, TH W 60 RDS 9', TH NELY 429', +/- TO POB
JurisdictionFAYETTE IA
Township / Civil DivisionPLEASANT VALLEY
Census Block Group1
Census Block1104
Census Tract80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 232, ELGIN, IA 52141-0232
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address21761 CEDAR RD, ELGIN, IA 52141-9407
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/269
DateJan 25, 2021
Book Page2021/269
Instrument2021-269
Lender
NameELGIN STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 5, 2031
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,728.00$169,740 (-) Land $50,150 Building $119,590$169,740 (-) Land $50,150 Building $119,590
2025$1,728.00 (-0.69%)$169,740 (+9.12%) Land $50,150 Building $119,590$169,740 (+9.12%) Land $50,150 Building $119,590
2024$1,740.00 (-10.22%)
2023$155,550 (+2.42%) Land $50,150 Building $105,400$155,550 (+2.42%) Land $50,150 Building $105,400
2022$1,938.00$151,880 Land $40,110 Building $111,770
2021$151,880 Land $40,110 Building $111,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

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