Fayette County property record for 20854 Cedar Rd, Elgin, IA 52141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,648 sqft · built 1886 |
| Lot Size | 4.45 acres (193,842 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $994 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0827200011 |
| Primary APN | 0827200011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 764 sqft |
| Attic | Attic |
| Attic Area | 420 sqft |
| Basement Area | 764 sqft |
| Unfinished Basement | 764 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Exterior Material | Composition/Composite |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 193,842 sqft (4.45 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 50 sqft |
| Deck Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 20854 CEDAR RD |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 'A' IN NW NE, SURVEY BK 11 PG 551 - 553 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 1 |
| Census Block | 1112 |
| Census Tract | 80600 |
Source: Fayette County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20854 CEDAR RD, ELGIN, IA 52141-9461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $994.00 | $131,550 (-0.45%) Land $47,250 Building $84,300 | $131,550 (-0.45%) Land $47,250 Building $84,300 |
| 2025 | $994.00 (+0.4%) Homeowner's exemption | $132,140 (+9.23%) Land $47,250 Building $84,890 | $132,140 (+9.23%) Land $47,250 Building $84,890 |
| 2024 | $990.00 (-8.16%) | ||
| 2023 | $120,970 (+25.1%) Land $47,250 Building $73,720 | $120,970 (+25.1%) Land $47,250 Building $73,720 | |
| 2022 | $1,078.00 Homeowner's exemption | $96,700 Land $37,940 Building $58,760 | |
| 2021 | $96,700 Land $37,940 Building $58,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alpine Communications Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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