21497 Cedar Rd, Elgin, IA 52141 Property Records

Fayette County property record for 21497 Cedar Rd, Elgin, IA 52141

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,019 sqft · built 1886
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on Record
Tax Bill	$358 (2026)
Flood Zone	Zone X (minimal risk)
APN	`0822400003`

Property Details

APN / Parcel Number

Primary APN	`0822400003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,019 sqft Living Area
1st Floor Area	804 sqft
Basement Area	201 sqft
Unfinished Basement	201 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Other
Construction Type	Stone
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,567 sqft (1.62 acres)

Exterior Amenities

Porch	Porch
Porch Area	152 sqft
Deck Area	294 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21497 CEDAR RD
City	ELGIN
State	IA
Zip	52141-9400
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BEG NE COR SE TH S 212' W 385' N 212' E TO BEG IN NE SE
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	1
Census Block	1104
Census Tract	80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 291, ELGIN, IA 52141-0291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$358.00	$56,440 (-) Land $1,240 Building $55,200	$56,440 (-) Land $1,240 Building $55,200
2025	$358.00 (+4.07%) Homeowner's exemption	$56,440 (+16.49%) Land $1,240 Building $55,200	$56,440 (+16.49%) Land $1,240 Building $55,200
2024	$344.00 (-21.82%)
2023		$48,450 (+28.48%) Land $970 Building $47,480	$48,450 (+28.48%) Land $970 Building $47,480
2022	$440.00 Homeowner's exemption	$37,710 Land $780 Building $36,930
2021			$37,710 Land $780 Building $36,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500