21748 el Oso Way, Sonora, CA 95370 Property Records

Tuolumne County property record for 21748 el Oso Way, Sonora, CA 95370

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,240 sqft · built 1978
Lot Size	0.311 acres (13,546 sqft)
Owner	2 Individual Names on File
Last Sale	$248,000 (Jul 2016)
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085-250-016-000`

Property Details

APN / Parcel Number

Primary APN	`085-250-016-000`
Alternative APNs	`085-250-016` `0852501600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	13,546 sqft (0.311 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	085-250-016
Street Address	21748 EL OSO WAY
City	SONORA
State	CA
Zip	95370-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1,MX
Legal Description	PHOENIX LAKE C C ESTATES 3 L296
Legal Subdivision	PHOENIX
Legal Lot Number	296
Jurisdiction	TUOLUMNE CA
Township / Civil Division	EAST SONORA-PHOENIX LAKE
Census Block Group	1
Census Block	1025
Census Tract	2202

Owner

21748 el Oso Way is owned and occupied by two individuals who bought it in July 2016.

Source: Tuolumne County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21748 EL OSO WAY, SONORA, CA 95370-9654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2016 · Amount on File
Deed Sale	Jul 14, 2016 · Amount on File
Prior Sale	Jul 14, 2016 · Amount on File
Deed Document Number	20167921
Prior Transfer Date	Dec 13, 2005
Prior Transfer Doc	0000026686
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUOLUMNE CA
Recording Date	Dec 8, 2020
Property Address	21748 EL OSO WAY, SONORA, CA 95370-9654
Document Number	0000016482
Map Reference	VOL 4 PG 91
Instrument Date	Dec 3, 2020
Instrument	2020016482
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	YOSEMITE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21748 EL OSO WAY, SONORA, CA 95370-9654

Mortgage

Document Number	0000016483
Date	Dec 8, 2020
Instrument	2020016483

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 21748 el Oso Way was $2,993 with a homeowner's exemption.

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Tuolumne County
Elementary School District	Curtis Creek Elementary School District (KG - 08)
Secondary School District	Sonora Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,443 (+2%) Land $60,369 Building $239,074
2025	$2,993.00 Homeowner's exemption	$293,573 Land $59,186 Building $234,387
2023	$2,876.00 (+2.06%) Homeowner's exemption	$282,176 Land $56,889 Building $225,287	$369,360
2022	$2,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21748 el Oso Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21748 el Oso Way is high, ranking above 85% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX LAKE ESTATES CC MWC private · serves 1,168 people · EPA ID CA5510026
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on el Oso Way

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