2172 Gemstone Ln, Lincoln, CA 95648 Property Records

Placer County property record for 2172 Gemstone Ln, Lincoln, CA 95648

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,270 sqft · built 2016
Lot Size0.186 acres (8,121 sqft)
Owner2 Company Names on Record
Last Sale$820,000 (Aug 2021)
Tax Bill$9,647 (2025)
Deeds & MortgagesAug 2021 Sale
Jun 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN335-130-042-000

Property Details

APN / Parcel Number

Primary APN335-130-042-000
Alternative APN
  • 335-130-042

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,270 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Construction TypeWood
Lot Area8,121 sqft (0.186 acres)
Garage Area666 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number335-130-042
Street Address2172 GEMSTONE LN
CityLINCOLN
StateCA
Zip95648-7837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 353 TWELVE BRIDGES VILLAGE 9 UNIT 4, MOR AA-75
Legal SubdivisionTWELVE BRIDGES VILL
Legal Lot Number353
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2013
Census Tract23502

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address2172 GEMSTONE LN, LINCOLN, CA 95648-7837
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jun 5, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Prior SaleNov 18, 2016 · Amount on Record
Deed Document Number2021103074
Last Transfer DateNov 21, 2024
Transfer Doc0000066243
Record UpdatedOct 29, 2026

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateAug 13, 2021
Property Address2172 GEMSTONE LN, LINCOLN, CA 95648-7837
Document Number0000103074
Map ReferenceMB AA PG 75
Instrument DateAug 4, 2021
Instrument2021-0103074
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2172 GEMSTONE LN, LINCOLN, CA 95648-7837

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2172 GEMSTONE LN, LINCOLN, CA 95648-7837
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040800
DateJun 5, 2017
Instrument2017-0040800
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueMay 5, 2032

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address2172 GEMSTONE LN, LINCOLN, CA 95648-7837
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2172 GEMSTONE LN, LINCOLN, CA 95648-7837

Mortgage

Document Number0000124381
DateOct 30, 2020
Instrument2020-0124381
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
AddressBELLEVUE, WA 98006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$772,000 (+5.03%) Land $141,200 Building $630,800
2025$9,647.00 (+4.74%) Homeowner's exemption$735,000 (+12.21%) Land $134,500 Building $600,500
2023$9,210.00 (-16.05%) Homeowner's exemption$655,000 Land $119,800 Building $535,200
2022$10,971.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLN
serves 56,268 people · EPA ID CA3110004
Water SourcePurchased surface water from PLACER CWA - FOOTHILL
Last State InspectionJan 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50

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