Placer County property record for 2160 Gemstone Ln, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,629 sqft · built 2016 |
| Lot Size | 0.217 acres (9,451 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Jan 2021) |
| Tax Bill | $9,168 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 335-130-043-000 |
| Primary APN | 335-130-043-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,629 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Lot Area | 9,451 sqft (0.217 acres) |
| Garage Area | 666 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 335-130-043 |
|---|---|
| Street Address | 2160 GEMSTONE LN |
| City | LINCOLN |
| State | CA |
| Zip | 95648-7837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 354 TWELVE BRIDGES VILLAGE 9 UNIT 4, MOR AA-75 |
| Legal Subdivision | TWELVE BRIDGES VILL |
| Legal Lot Number | 354 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 23502 |
2160 Gemstone Ln is owned and occupied by an individual who bought it in January 2021.
Source: Placer County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2160 GEMSTONE LN, LINCOLN, CA 95648-7837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 11, 2021 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 9, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on File |
| Deed Sale | Jan 11, 2021 · Amount on File |
| Prior Sale | Nov 10, 2016 · Amount on File |
| Deed Document Number | 20213724 |
| Prior Transfer Date | Nov 28, 2017 |
| Prior Transfer Doc | 0000008668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 2160 GEMSTONE LN, LINCOLN, CA 95648-7837 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2160 GEMSTONE LN, LINCOLN, CA 95648-7837 |
| Document Number | 0000127014 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021-0127014 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jan 11, 2021 |
| Property Address | 2160 GEMSTONE LN, LINCOLN, CA 95648-7837 |
| Document Number | 0000003724 |
| Map Reference | MB AA PG 75 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 2021-0003724 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2160 GEMSTONE LN, LINCOLN, CA 95648-7837 |
| Document Number | 0000003725 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2021-0003725 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Feb 9, 2018 |
| Property Address | 2160 GEMSTONE LN, LINCOLN, CA 95648-7837 |
| Document Number | 0000008668 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 8668 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $119.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2160 GEMSTONE LN LINCOLN CA 956487837, LINCOLN, CA 95648-7837 |
The 2025 property tax bill for 2160 Gemstone Ln was $9,168.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $695,568 (+2%) Land $165,611 Building $529,957 | |
| 2025 | $9,168.00 | $681,930 Land $162,364 Building $519,566 |
| 2023 | $9,289.00 (+1.41%) | $655,452 Land $156,060 Building $499,392 |
| 2022 | $9,160.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2160 Gemstone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2160 Gemstone Ln is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
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