Placer County property record for 2232 Gemstone Ln, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,629 sqft · built 2016 |
| Lot Size | 0.159 acres (6,929 sqft) |
| Owner | Trust Name on File |
| Last Sale | $760,000 (Mar 2024) |
| Tax Bill | $8,533 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 335-130-037-000 |
| Primary APN | 335-130-037-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,629 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Lot Area | 6,929 sqft (0.159 acres) |
| Garage Area | 666 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 335-130-037 |
|---|---|
| Street Address | 2232 GEMSTONE LN |
| City | LINCOLN |
| State | CA |
| Zip | 95648-7837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 348 TWELVE BRIDGES VILLAGE 9 UNIT 4, MOR AA-75 |
| Legal Subdivision | TWELVE BRIDGES VILL |
| Legal Lot Number | 348 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 23502 |
2232 Gemstone Ln is owner-occupied and held in a trust since March 2024.
Source: Placer County records, as of July 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2232 GEMSTONE LN, LINCOLN, CA 95648-7837 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Jul 17, 2020 | Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on File |
| Deed Sale | Mar 26, 2024 · Amount on File |
| Prior Sale | Jul 17, 2020 · Amount on File |
| Deed Document Number | 202415577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Mar 26, 2024 |
| Property Address | 2232 GEMSTONE LN, LINCOLN, CA 95648-7837 |
| Document Number | 0000015577 |
| Map Reference | MB AA PG 75 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024-0015577 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2232 GEMSTONE LN, LINCOLN, CA 95648-7837 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jul 17, 2020 |
| Property Address | 2232 GEMSTONE LN, LINCOLN, CA 95648-7837 |
| Document Number | 0000073034 |
| Map Reference | MB AA PG 75 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 2020-0073034 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2232 GEMSTONE LN, LINCOLN, CA 95648-7837 |
| Document Number | 0000073035 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020-0073035 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 2232 Gemstone Ln was $8,533 with a homeowner's exemption.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $640,466 (+2%) Land $172,387 Building $468,079 | |
| 2025 | $8,533.00 Homeowner's exemption | $627,908 Land $169,007 Building $458,901 |
| 2023 | $8,500.00 (+1.42%) Homeowner's exemption | $587,826 Land $130,050 Building $457,776 |
| 2022 | $8,381.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2232 Gemstone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2232 Gemstone Ln is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures