2170 Vista St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2170 Vista St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,396 sqft · built 1972
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$106,000 (Mar 1996)
Tax Bill$2,279 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN062-065-023

Property Details

APN / Parcel Number

Primary APN062-065-023

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,396 sqft Living Area
1st Floor Area1,396 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address2170 VISTA ST
CityOCEANO
StateCA
Zip93445-9263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionTN OCEANO MINICH ADD LTS 5 & 6
Legal SubdivisionTN OCEANO MINICH ADD
Legal Block2
Legal Lot Number5,6
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2006
Census Tract12202

Owner

2170 Vista St is owned and occupied by two individuals who bought it in March 1996.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address2170 VISTA ST, OCEANO, CA 93445-9263
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 1996 · Amount on File
Deed SaleMar 7, 1996 · Amount on File
Deed Document Number199611236
Prior Transfer DateMar 5, 1996
Prior Transfer Doc0000011235
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2170 VISTA ST, OCEANO, CA 93445-9263
Document Number0000007454
Instrument DateFeb 15, 2018
Transaction TypeMortgage
Record UpdatedMar 7, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2170 VISTA ST OCEANO CA 934459263, OCEANO, CA 93445-9263

Mortgage

Document Number0000007454
DateFeb 26, 2018
Instrument7454
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2170 Vista St was $2,279.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$186,134 (+2%) Land $84,705 Building $101,429
2025$2,279.00$182,486 Land $83,045 Building $99,441
2023$2,173.00 (+1.31%)$175,402 Land $79,821 Building $95,581
2022$2,145.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2170 Vista St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2170 Vista St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

Nearby Properties on Vista St

Nearby Streets

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