St. Louis County property record for 1900 Lester River Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 3,620 sqft · built 2002 |
| Lot Size | 9.48 acres (412,949 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $16,044 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2690-01209 |
| Primary APN | 010-2690-01209 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 3,620 sqft Gross Area |
| 1st Floor Area | 2,468 sqft 1st Floor |
| Basement Area | 2,000 sqft Basement |
| Finished Basement | 2,000 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 412,949 sqft (9.48 acres) |
| Garage Area | 5,200 sqft Garage |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 96 sqft Deck |
| Porch | Slab |
| Porch Area | 768 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 732819 |
|---|---|
| Street Address | 1900 LESTER RIVER RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF THE SOUTHERLY 390.00 FEET OF THENORTHERLY 2102.62 FEET OF THE W1/2 OF NE1/4,DESCRIBED AS FOLLOWS: COMMENCING AT |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 33 |
| Legal Subdivision | DULUTH LANDS IN THE CITY |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4038 |
| Census Tract | 200 |
Source: St. Louis County records · APN 010-2690-01209
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1900 LESTER RIVER RD, DULUTH, MN 55804-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Nov 01, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1900 LESTER RIVER RD, DULUTH, MN 55804-3011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001428840 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 1428840 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1900 LESTER RIVER RD, DULUTH, MN 55804-3011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001048898 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 1048898 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1900 LESTER RIVER RD, DULUTH, MN 55804-3011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0001405833 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 1405833 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1900 LESTER RIVER RD, DULUTH, MN 55804-3011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0001037059 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 1037059 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,044.00 (+6.46%) Homeowner's exemption | ||
| 2025 | $15,070.00 (+38.05%) Homeowner's exemption | $1,033,500 (+4.17%) Land $178,400 Building $855,100 | $1,033,500 (+4.17%) Land $178,400 Building $855,100 |
| 2024 | $10,916.00 | $992,100 (+54.82%) Land $161,600 Building $830,500 | $992,100 (+54.82%) Land $161,600 Building $830,500 |
| 2022 | $640,800 Land $90,000 Building $550,800 | $640,800 Land $90,000 Building $550,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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