2125 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2125 Lester River Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 1,696 sqft · built 2011
Lot Size6.47 acres (281,833 sqft)
OwnerIndividual Name on Record
Last Sale$701,000 (Oct 2021)
Tax Bill$11,262 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-2690-01253

Property Details

APN / Parcel Number

Primary APN010-2690-01253
Alternative APN
  • 1117927

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,696 sqft Gross Area
1st Floor Area1,696 sqft
Basement Area1,462 sqft
Finished Basement1,462 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Lot Area281,833 sqft (6.47 acres)
Garage Area875 sqft

Exterior Amenities

PorchPatio
Porch Area312 sqft
Deck Area240 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1117927
Street Address2125 LESTER RIVER RD
CityDULUTH
StateMN
Zip55804-3071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF NW1/4 COMM AT NE COR OF NW1/4THENCE S89DEG53'25"W ASSUMED BEARING ALONG NLINE OF NW1/4 43 FT TO PT OF BEG
Legal Range13W
Legal Township51N
Legal Section33
Legal SubdivisionDULUTH LANDS IN THE CITY
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group4
Census Block4033
Census Tract200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2125 LESTER RIVER RD, DULUTH, MN 55804-3071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Warranty Deed, Transfer · Conventional Mortgage
LUMINATE HOME LOANS INC
Oct 5, 2021Warranty Deed, Transfer · Conventional Mortgage
LUMINATE HOME LOANS INC
Oct 5, 2021Intrafamily Transfer, Transfer
NORTH SHORE TITLE
Sep 29, 2021Intrafamily Transfer, Transfer
TITLE SMART INC, TITLESMART INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2021 · Amount on Record
Deed SaleOct 5, 2021 · Amount on Record
Prior SaleSep 29, 2021 · Amount on Record
Deed Document Number20211426273
Prior Transfer DateSep 10, 2021
Prior Transfer Doc0001426272
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 29, 2021
Property Address2125 LESTER RIVER RD, DULUTH, MN 55804-3071
Document Number0001047424
Instrument DateSep 10, 2021
Instrument1047424
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyTITLESMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,313.30
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2125 LESTER RIVER RD, DULUTH, MN 55804-3071

Mortgage

Document Number0001047425
DateSep 29, 2021
Instrument1047425
Lender
NameLUMINATE HOME LOANS INC
TypeMortgage Company
AddressMINNEAPOLIS, MN 55405
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 5, 2021
Property Address2125 LESTER RIVER RD, DULUTH, MN 55804-3071
Document Number0001426273
Instrument DateSep 10, 2021
Instrument1426273
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyTITLESMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,313.30
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2125 LESTER RIVER RD, DULUTH, MN 55804-3071

Mortgage

Document Number0001426274
DateOct 5, 2021
Instrument1426274
Lender
NameLUMINATE HOME LOANS INC
TypeMortgage Company
AddressMINNEAPOLIS, MN 55405
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateOct 5, 2021
Property Address2125 LESTER RIVER RD, DULUTH, MN 55804-3071
Document Number0001426272
Instrument DateSep 10, 2021
Instrument1426272
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyNORTH SHORE TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2125 LESTER RIVER RD, DULUTH, MN 55804-3071

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateSep 29, 2021
Property Address2125 LESTER RIVER RD, DULUTH, MN 55804-3071
Document Number0001047423
Instrument DateSep 10, 2021
Instrument1047423
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2125 LESTER RIVER RD, DULUTH, MN 55804-3071

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,262.00 (+5.45%) Homeowner's exemption
2025$10,680.00 (+24.65%) Homeowner's exemption$752,800 (+3.22%) Land $99,700 Building $653,100$752,800 (+3.22%) Land $99,700 Building $653,100
2024$8,568.00$729,300 (+34.24%) Land $88,700 Building $640,600$729,300 (+34.24%) Land $88,700 Building $640,600
2022$543,300 Land $73,000 Building $470,300$543,300 Land $73,000 Building $470,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3
CenturyLink
DSL
10 / 1

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