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217 W Central Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 217 W Central Ave, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.087 acres (3,772 sqft)
OwnerCompany Name on File
Last Sale$115,000 (Oct 2020)
Tax Bill$933 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2020 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-29-621000-023151

Property Details

APN / Parcel Number

Primary APN26-28-29-621000-023151
Alternative APNs
  • 292826621000023151
  • 92826000

Exterior

Lot Area3,772 sqft (0.087 acres)
Lot Dimensions128 ft deep x 29.5 ft wide
View / LotCommercial

Location & Zoning

Street Address217 W CENTRAL AVE
CityWINTER HAVEN
StateFL
Zip33880-2958
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionWINTER HAVEN DB M PG 160 TIER 2 BLK 3 LOT 15 W 29.5 FT OF E 40 FT
Legal Range26E
Legal Township28S
Legal Section29
Legal SubdivisionWINTER HAVEN
Legal Tract621000
Legal Block3
Legal Lot Number15
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2018
Census Tract13701

Owner

Source: Polk County records · APN 26-28-29-621000-023151

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address332 SW AVE B 200-28 WINTER HVN, WINTER HAVEN, FL 33880
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage
VARTY JOHN F TRUST (IT)
Oct 26, 2020Warranty Deed, Subdivision Related Transfer · Line of Credit
WAUCHULA ST BK
Jun 10, 2020Deed of Trust, Mortgage · Line of Credit
VARTY JOHN F TRUST (IT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 26, 2020 · Amount on Record
Deed SaleOct 26, 2020 · Amount on Record
Prior SaleJun 08, 2006 · Amount on Record
Deed Document Number2020227008
Deed Book / Page11429 / 160
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address217 W CENTRAL AVE, WINTER HAVEN, FL 33880-2958
Document Number0115240762
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 7378 WINTER HAVEN FL 338837378, WINTER HAVEN, FL 33883-7378

Mortgage

Document Number0115240762
DateJan 05, 2021
Book Page011524/000762
Instrument1488
Lender
NameVARTY JOHN F TRUST (IT)
AddressPO BOX 7146, WINTER HAVEN, FL 33883-7146
Agreement
AmountAmount Recorded
Term12 Months
DueJan 04, 2022

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 26, 2020
Property Address217 W CENTRAL AVE, WINTER HAVEN, FL 33880-2958
Document Number0114290160
Book / Page011429 / 000160
Instrument DateOct 19, 2020
Instrument227008
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 09, 2020
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$805.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3708 CRYSTAL BEACH RD WINTER HAVEN FL 338804915, WINTER HAVEN, FL 33880-4915

Mortgage

Document Number114290162
DateOct 26, 2020
Book Page011429/000162
Instrument227009
Lender
NameWAUCHULA ST BK
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 25, 2030
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address217 W CENTRAL AVE, WINTER HAVEN, FL 33880-2958
Document Number0112710205
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedJul 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 7378 WINTER HAVEN FL 338837378, WINTER HAVEN, FL 33883-7378

Mortgage

Document Number0112710205
DateJun 18, 2020
Book Page011271/000205
Instrument122263
Lender
NameVARTY JOHN F TRUST (IT)
AddressPO BOX 7146, WINTER HAVEN, FL 33883-7146
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJun 17, 2022
Interest
Rate TypeAdjustable Rate
Rate7%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$933.00 (-1.17%)$49,049 (-) Land $49,049$49,049 (-) Land $49,049
2023$944.00 (-0.94%)$49,049 (-) Land $49,049$49,049 (-) Land $49,049
2022$953.00$49,049 Land $49,049$49,049 Land $49,049

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050137012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2001, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Downtown Winter Haven Historic District
listed 2002 · 26 contributing resources · NRIS 01001414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Frontier, Spectrum, Alternative Choice Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

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