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132 W Central Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 132 W Central Ave, Winter Haven, FL 33880

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4,790 sqft · built 1939
Lot Size0.162 acres (7,061 sqft)
OwnerCompany Name on File
Last Sale$750,000 (Aug 2026)
Tax Bill$6,524 (2025)
Deeds & MortgagesAug 2026 Sale
Feb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-28-29-630000-002010

Property Details

APN / Parcel Number

Primary APN26-28-29-630000-002010
Alternative APNs
  • 292826630000002010
  • 92826000

Interior

Stories1 Story
Building Area4,790 sqft Gross Area
1st Floor Area4,790 sqft
Utility Area1,133 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1991
Fire ResistanceMasonry Walls, Wood Interior
Lot Area7,061 sqft (0.162 acres)
View / LotCommercial
Canopy160 sqft

Location & Zoning

Street Address130 W CENTRAL AVE
CityWINTER HAVEN
StateFL
Zip33880-6313
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeBR
Legal DescriptionBRYSON R H SUB PB 4 PG 6 BLK B LOTS 1 & 2
Legal Range26E
Legal Township28S
Legal Section29
Legal SubdivisionBRYSON R H SUBDIVISION
Legal BlockB
Legal Lot Number1,2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2028
Census Tract13701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Winter Haven Historic District
listed 2002 · 26 contributing resources · NRIS 01001414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

132 W Central Ave, a commercial property, is owned by a company that bought it in August 2026.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address1332 N LAKE OTIS DR, WINTER HAVEN, FL 33880-3156
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 14, 2022Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2026 · Amount on File
Deed SaleAug 18, 2026 · Amount on File
Prior SaleFeb 16, 2016 · Amount on File
Deed Document Number2026200583
Deed Book / Page14121 / 101
Transfer Doc3727002182
Record UpdatedOct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 18, 2026
Property Address130 W CENTRAL AVE, WINTER HAVEN, FL 33880-6313
Document Number0000200583
Book / Page14121 / 101
Instrument DateAug 11, 2026
Instrument2026200583
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$530,250.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1332 N LAKE OTIS DR, WINTER HAVEN, FL 33880-3156

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address132 W CENTRAL AVE, WINTER HAVEN, FL 33880-6313
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4538 MCASHTON ST, SARASOTA, FL 34233-2202

Mortgage

Document Number0000040196
DateFeb 14, 2022
Book Page12116/42
Instrument2022040196
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33801
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 132 W Central Ave was $6,524.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$359,132 (+1%)$407,015 (+5.52%) Land $91,819 Building $196,600
2025$6,524.00$326,484$385,729 Land $91,819 Building $209,507
2023$5,950.00 (+3.95%)$308,990 (+4.92%) Land $91,819 Building $217,171$308,990 (+4.92%) Land $91,819 Building $217,171
2022$5,724.00$294,508 Land $91,819 Building $202,689$294,508 Land $91,819 Building $202,689

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 132 W Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 132 W Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Alternative Choice Wireless, AT&T, Frontier.

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