126 W Central Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 126 W Central Ave, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 2000
Square Footage	2,800 sqft Gross Area
Lot Size	3,210 sqft (0.074 acres)
Last Sale	$350,000 (2025)
Tax Bill	$3,652.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-28-29-630000-002042`
Alternative APNs	`292826630000002042` `92826000`

Interior

Building Area	2,800 sqft Gross Area
1st Floor	2,800 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2000
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Lot Area	3,210 sqft (0.074 acres)
Canopy Area	200 sqft Canopy

Location & Zoning

Street Address	126 W CENTRAL AVE
City	WINTER HAVEN
State	FL
Zip	33880-6313
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BRYSON R H SUB PB 4 PG 6 BLK B LOT 4
Legal Range	26E
Legal Township	28S
Legal Section	29
Legal Subdivision	BRYSON R H SUBDIVISION
Legal Block	B
Legal Lot Number	4
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2028
Census Tract	13701

Owner

Source: Polk County records · APN 26-28-29-630000-002042

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	31600 US HIGHWAY 27 S, HAINES CITY, FL 33844
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Jul 06, 2022 · Amount on Record
Deed Doc Number	202592011
Deed Book / Page	13516 / 68
Prior Transfer Date	Apr 15, 2025
Prior Transfer Doc	0000163477
Record Refreshed	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 06, 2022
Property Address	126 W CENTRAL AVE, WINTER HAVEN, FL 33880-6313
Document Number	0000183034
Book / Page	12325 / 1343
Map Reference	MB 4 PG 6
Instrument Date	Jun 28, 2022
Instrument	2022183034
Transaction Type	Transfer
Record Updated	Feb 05, 2024
Title Company	EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 LAKE ELIZABETH DR, WINTER HAVEN, FL 33884-1434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 KILMER LN, WINTER HAVEN, FL 33884-2300

Mortgage

Document Number	0123251344
Date	Jul 06, 2022
Instrument	12325/1344

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00 (+11.58%)	$179,106 (+5.35%)	$225,477 (+32.62%) Land $41,743 Building $123,765
2023	$3,273.00 (+4.1%)	$170,017 (-9.89%) Land $41,743 Building $128,274	$170,017 (-9.89%) Land $41,743 Building $128,274
2022	$3,144.00	$188,667 Land $41,743 Building $146,924	$188,667 Land $41,743 Building $146,924

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Downtown Winter Haven Historic District listed 2002 · 26 contributing resources · NRIS 01001414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.