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212 Surf Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 212 Surf Rd, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,331 sqft · built 1956
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$552,000 (May 2026)
Tax Bill$1,396 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-38-08-FZ-36-6

Property Details

APN / Parcel Number

Primary APN28-38-08-FZ-36-6
Alternative APNs
  • 28-38-08-FZ-00036.0-0006.00
  • 2848080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,331 sqft Living Area
Gross Area2,244 sqft
1st Floor Area1,331 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area338 sqft

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area575 sqft
Deck Area618 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2848080
Street Address212 SURF RD
CityMELBOURNE BEACH
StateFL
Zip32951-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2RS
Legal DescriptionROMAC SUBD LOT 6 BLK 36
Legal Range38E
Legal Township28S
Legal Section08
Legal SubdivisionROMAC SUBD
Legal Block36
Legal Lot Number6
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group3
Census Block3002
Census Tract66101

Owner

212 Surf Rd is owned by an individual who bought it in May 2026.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address214 SURF RD, MELBOURNE BEACH, FL 32951-2333
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2026 · Amount on File
Deed SaleMay 19, 2026 · Amount on File
Prior SaleApr 5, 1996 · Amount on File
Deed Document Number2026101959
Deed Book / Page10628 / 901
Prior Transfer DateMar 4, 2015
Prior Transfer Doc0073232475
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 19, 2026
Property Address212 SURF RD, MELBOURNE BEACH, FL 32951-2333
Document Number0106280901
Book / Page10628 / 901
Instrument DateMay 14, 2026
Instrument2026101959
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyCLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390,264.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 SURF RD, MELBOURNE BEACH, FL 32951-2333

Mortgage

Document Number0000101960,
DateMay 19, 2026
Instrument2026101960
Lender
NameDYBN FINANCIAL CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 212 Surf Rd was $1,396, up 4.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$151,560 (+2.7%)$453,060 (+5%)
2025$1,396.00 (+4.26%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$147,580$431,470
2024$1,339.00 (+4.77%)
2023$1,278.00 (+0.24%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$139,260 (+3%)$478,480 (+12%) Land $309,750 Building $168,730
2022$1,275.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$135,210$427,210 Land $288,750 Building $138,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 212 Surf Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 91 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies118 units insured
incl. 27 condo units
Nearby Flood Claims26 (1995–2017)
Claims Outside the SFHA22 of 26
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Irene, Oct 1999 · 6 claims
  • Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 212 Surf Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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