219 Smith St, Locust, NC 28097 Property Records

Stanly County property record for 219 Smith St, Locust, NC 28097 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,819 sqft Finished Area
Lot Size	51,401 sqft (1.17 acres)
Garage	Attached, 560 sqft
Occupancy	Owner Occupied
Tax Bill	$2,132.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`557503241666`
Alternative APNs	`11509` `1746`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,819 sqft Finished Area
Gross Area	3,303 sqft Gross Area
Attic Area	924 sqft Attic
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Combination Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	51,401 sqft (1.17 acres)
Garage Type	Attached Garage
Garage Area	560 sqft Garage
Deck Area	580 sqft Deck
Porch	1 Porch
Porch Area	102 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	11509
Street Address	219 SMITH ST
City	LOCUST
State	NC
Zip	28097-7275
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE 219 SMITH ST LOT 6 THE HERITAGE SUBD 557503322
Legal Subdivision	THE HERITAGE PH 1
Legal Lot Number	6
Jurisdiction	STANLY NC
Minor Civil Division	FURR
Census Blockgroup	1
Census Block	1013
Census Tract	930801

Owner

Source: Stanly County records · APN 557503241666

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	219 SMITH ST, LOCUST, NC 28097-7275
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 1996
Deed Sale	Sep 16, 1996
Deed Doc Number	0000610736
Record Refreshed	Jun 07, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	219 SMITH ST, LOCUST, NC 28097-7275
Transaction Type	Mortgage
Record Updated	Mar 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 SMITH ST, LOCUST, NC 28097-7275

Mortgage

Document Number	0000453390
Date	Nov 28, 2022
Book Page	1806/667
Instrument	453390

Lender

Name	FIRST BANK
Type	Bank
Address	LOCUST, NC 28097

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,132.00	$195,618 Land $36,890 Building $158,728	$195,618 Land $36,890 Building $158,728

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.