217 Ridgeway Cir, Cornelia, GA 30531 Property Records

Habersham County property record for 217 Ridgeway Cir, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,368 sqft · built 1970
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,500 (Oct 2018)
Tax Bill	$2,542 (2026)
Deeds & Mortgages	Oct 2018 Sale Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112A071`

Property Details

APN / Parcel Number

Primary APN	`112A071`
Alternative APNs	`675931` `407277`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,368 sqft Heated Area
Gross Area	3,129 sqft
1st Floor Area	1,368 sqft
Basement Area	648 sqft
Finished Basement	648 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	195 ft deep x 135 ft wide
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	407277
Street Address	217 RIDGEWAY CIR
City	CORNELIA
State	GA
Zip	30531-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-140 PB 10-147 DB 1177-574
Legal Subdivision	RIDGEWOOD ESTATES
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1056
Census Tract	501

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 RIDGEWAY CIR, CORNELIA, GA 30531-2261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Warranty Deed, Transfer
Oct 12, 2018	Warranty Deed, Transfer · FHA Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	20181910
Deed Book / Page	1177 / 560
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 12, 2018
Property Address	217 RIDGEWAY CIR, CORNELIA, GA 30531-2261
Document Number	001177/574
Book / Page	1177 / 574
Instrument Date	Oct 12, 2018
Instrument	2018-001914
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 RIDGEWAY CIR, CORNELIA, GA 30531-2261

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 12, 2018
Property Address	217 RIDGEWAY CIR, CORNELIA, GA 30531-2261
Document Number	001177/560
Book / Page	1177 / 560
Instrument Date	Oct 12, 2018
Instrument	2018-001910
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 RIDGEWAY CIR, CORNELIA, GA 30531-2261

Mortgage

Document Number	0000001177/0000000561
Date	Oct 16, 2018
Book Page	0000001177/0000000561

Lender

Name	SOUTH STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,542.00 (-2.19%)	$111,542 (+3.67%) Land $16,000 Building $95,542	$278,855 (+3.67%) Land $40,000 Building $238,855
2025	$2,599.00 (+15.61%)	$107,593 (+24.2%) Land $16,000 Building $91,593	$268,982 (+24.2%) Land $40,000 Building $228,982
2023	$2,248.00 (+14.58%)	$86,632 (+14.6%) Land $8,000 Building $78,632	$216,580 (+14.6%) Land $20,000 Building $196,580
2022	$1,962.00	$75,596 Land $8,000 Building $67,596	$188,990 Land $20,000 Building $168,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TrailWave, Verizon.

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