147 Ridgeway Cir, Cornelia, GA 30531 Property Records

Habersham County property record for 147 Ridgeway Cir, Cornelia, GA 30531 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,939 sqft · built 1965
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$144,900 (Mar 2018)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112A074`

Property Details

APN / Parcel Number

Primary APN	`112A074`
Alternative APNs	`674891` `407283`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,939 sqft Heated Area
Gross Area	2,863 sqft
1st Floor Area	1,293 sqft
Upper Floors Area	700 sqft
Attic	Attic
Attic Area	700 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	260 ft deep x 175 ft wide
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	407283
Street Address	147 RIDGEWAY CIR
City	CORNELIA
State	GA
Zip	30531-2260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-140 RIDGEWOOD E DB 1161-768
Legal Subdivision	10-140 RIDGEWOOD
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1056
Census Tract	501

Owner

Source: Habersham County records · APN 112A074

Assessment roll updated September 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	147 RIDGEWAY CIR, CORNELIA, GA 30531-2260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK
Mar 20, 2018	Warranty Deed, Transfer
Mar 20, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	2018449
Deed Book / Page	1161 / 768
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	147 RIDGEWAY CIR, CORNELIA, GA 30531-2260
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 RIDGEWAY CIR, CORNELIA, GA 30531-2260

Mortgage

Document Number	0000001295/0000000258
Date	Feb 10, 2022
Book Page	0000001295/0000000258

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2037

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 20, 2018
Property Address	147 RIDGEWAY CIR, CORNELIA, GA 30531-2260
Document Number	001161/760
Book / Page	1161 / 760
Instrument Date	Mar 20, 2018
Instrument	2018-000448
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 N MAIN ST, ALPHARETTA, GA 30009-3624

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 20, 2018
Property Address	147 RIDGEWAY CIR, CORNELIA, GA 30531-2260
Document Number	001161/768
Book / Page	1161 / 768
Instrument Date	Mar 20, 2018
Instrument	2018-000449
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 RIDGEWAY CIR, CORNELIA, GA 30531-2260

Mortgage

Document Number	1161/775
Date	Mar 21, 2018
Book Page	1161/775

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00 Homeowner's exemption	$116,783 (+32.8%) Land $32,000 Building $84,783	$291,957 (+32.8%) Land $80,000 Building $211,957
2023	Homeowner's exemption	$87,936 (+13.59%) Land $12,800 Building $75,136	$219,840 (+13.59%) Land $32,000 Building $187,840
2022	Homeowner's exemption	$77,416 Land $12,800 Building $64,616	$193,540 Land $32,000 Building $161,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Cable	1,000 / 25
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Habersham Electric Membership, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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