179 Ridgeway Cir, Cornelia, GA 30531 Property Records

Habersham County property record for 179 Ridgeway Cir, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,840 sqft · built 1973
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Dec 2020)
Tax Bill	$3,270 (2026)
Deeds & Mortgages	Oct 2023 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112A073`

Property Details

APN / Parcel Number

Primary APN	`112A073`
Alternative APNs	`680571` `407281`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,840 sqft Heated Area
Gross Area	3,592 sqft
1st Floor Area	1,760 sqft
Upper Floors Area	1,152 sqft
Attic	Attic
Attic Area	1,152 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	179 ft deep x 132 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	96 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	407281
Street Address	179 RIDGEWAY CIR
City	CORNELIA
State	GA
Zip	30531-2260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-140 RIDGEWOOD E DB 1349-412
Legal Subdivision	RIDGEWOOD ESTATES
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1056
Census Tract	501

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1015, DEMOREST, GA 30535-1015
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer
Jan 23, 2021	Deed of Trust, Mortgage · VA Mortgage HOMESTAR FINANCIAL
Dec 28, 2020	Warranty Deed, Transfer
Jul 12, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	202021-000138
Deed Book / Page	1247 / 957
Last Transfer Date	Oct 12, 2023
Transfer Doc	001349/412
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 12, 2023
Property Address	179 RIDGEWAY CIR, CORNELIA, GA 30531-2260
Document Number	001349/412
Book / Page	1349 / 412
Instrument Date	Oct 12, 2023
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 RIDGEWAY CIR, CORNELIA, GA 30531-2260

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	179 RIDGEWAY CIR, CORNELIA, GA 30531-2260
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 RIDGEWAY CIR, CORNELIA, GA 30531-2260

Mortgage

Document Number	0000001247/0000000959
Date	Jan 23, 2021
Book Page	0000001247/0000000959

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Dec 28, 2020
Property Address	179 RIDGEWAY CIR, CORNELIA, GA 30531-2260
Document Number	001247/957
Book / Page	1247 / 957
Instrument Date	Dec 28, 2020
Instrument	2021-000138
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1015, DEMOREST, GA 30535-1015

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 12, 2019
Property Address	179 RIDGEWAY CIR, CORNELIA, GA 30531-2260
Document Number	01196/1038
Book / Page	1196 / 1038
Instrument Date	Jul 12, 2019
Instrument	2019-001238
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2, CORNELIA, GA 30531-1000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,270.00 (-6.7%)	$143,457 (-1.14%) Land $16,000 Building $127,457	$358,643 (-1.14%) Land $40,000 Building $318,643
2025	$3,505.00 (-11.96%)	$145,115 (-5.4%) Land $16,000 Building $129,115	$362,787 (-5.4%) Land $40,000 Building $322,787
2023	$3,981.00 (+15.9%)	$153,404 (+15.9%) Land $8,000 Building $145,404	$383,510 (+15.9%) Land $20,000 Building $363,510
2022	$3,435.00	$132,360 Land $8,000 Building $124,360	$330,900 Land $20,000 Building $310,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TrailWave, Verizon.

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