217 Modesto Rd, Lady Lake, FL 32159 Property Records

Sumter County property record for 217 Modesto Rd, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1995
Lot Size	0.128 acres (5,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2023)
Tax Bill	$3,323 (2025)
Deeds & Mortgages	Jan 2026 Transfer Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131823D13D077`

Property Details

APN / Parcel Number

Primary APN	`131823D13D077`
Alternative APNs	`D13D077` `1013354`

Interior

Building Area	1,248 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	5,580 sqft (0.128 acres)
Lot Dimensions	90 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	296 sqft

Location & Zoning

Street Address	217 MODESTO RD
City	LADY LAKE
State	FL
Zip	32159-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 THE VILLAGES OF SUMTER UNIT 4 PB 4 PGS 104-104D
Legal Range	23E
Legal Township	18S
Legal Section	13
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	77
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3006
Census Tract	910800

Owner

Source: Sumter County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 MODESTO RD, LADY LAKE, FL 32159-8611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC
Apr 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Deed Document Number	202345300
Deed Book / Page	4567 / 716
Last Transfer Date	Jan 22, 2026
Transfer Doc	0050400693
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Jan 27, 2026
Property Address	217 MODESTO RD, THE VILLAGES, FL 32159-8611
Document Number	0050400693
Book / Page	5040 / 693
Map Reference	MB 4 PG 104&104A
Instrument Date	Jan 22, 2026
Instrument	202660004327
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 MODESTO RD, THE VILLAGES, FL 32159-8611

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	561 FIELDEREST DRIVE, THE VILLAGES, FL 32162-4600

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Dec 4, 2023
Property Address	217 MODESTO RD, THE VILLAGES, FL 32159-8611
Document Number	0045670716
Book / Page	4567 / 716
Map Reference	MB 4 PG104,104A-104D
Instrument Date	Nov 29, 2023
Instrument	202360045300
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 NELLIS DR, WAYNE, NJ 07470-3939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 MODESTO RD, THE VILLAGES, FL 32159-8611

Mortgage

Document Number	0004567719
Date	Dec 4, 2023
Instrument	4567/719

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Apr 27, 2023
Property Address	217 MODESTO RD, THE VILLAGES, FL 32159-8611
Document Number	0044570060
Book / Page	4457 / 60
Map Reference	MB 4 PG 104,104A-104
Instrument Date	Mar 22, 2023
Instrument	202360016476
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 MODESTO RD, THE VILLAGES, FL 32159-8611

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	217 MODESTO RD, THE VILLAGES, FL 32159-8611

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,323.00 (+0.36%)	$254,170 (+101.13%) Land $55,800 Building $198,370	$254,170 (-4.36%) Land $55,800 Building $198,370
2024	$3,311.00 (+130.25%)
2023	$1,438.00 (+3.45%) Additional exemption filed	$126,370 (+3%)	$265,750 (+13.93%) Land $55,800 Building $209,950
2022	$1,390.00 Homeowner's exemption	$122,690	$233,260 Land $44,640 Building $188,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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