217 Main St, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 217 Main St, Worcester, NY 12197

Property Summary

Property TypeSingle Family Home
Lot Size2.13 acres (92,783 sqft)
OwnerIndividual Name on Record
Tax Bill$6,482 (2026)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN366600 199.18-2-57.00

Property Details

APN / Parcel Number

Primary APN366600 199.18-2-57.00
Alternative APNs
  • 660019901800020570000000
  • 480763002

Exterior

Lot Area92,783 sqft (2.13 acres)

Location & Zoning

Account Number480763002
Street Address217 MAIN ST
CityWORCESTER
StateNY
Zip12197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRHD
Legal Block2
Legal Lot Number57.000
JurisdictionOTSEGO NY
Township / Civil DivisionWORCESTER
Census Block Group3
Census Block3003
Census Tract590702

Owner

Source: Otsego County and Worcester Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address217 MAIN ST, WORCESTER, NY 12197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 18, 2020
Transfer Doc0000000499
Record UpdatedOct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateApr 10, 2020
Property Address217 MAIN ST, WORCESTER, NY 12197
Document Number0000001498
Instrument DateMar 18, 2020
Instrument1498
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 MAIN ST WORCESTER NY 12197, WORCESTER, NY 12197

Mortgage

Document Number1499
DateApr 10, 2020
Instrument1499
Lender
NameNBT BK
TypeBank
AddressNORWICH, NY 13815
Agreement
AmountAmount Recorded
Term240 Months
DueApr 9, 2040

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionWorcester Town
Unified School DistrictWorcester Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,482.00 (+5.07%) Homeowner's exemption
2025$6,169.00$109,400 (-) Land $22,000 Building $87,400$266,180 (+11.92%) Land $53,528 Building $212,652
2023$109,400 Land $22,000 Building $87,400$237,826 Land $47,826 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER WD #2 - WORCESTER
serves 656 people · EPA ID NY3800160
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jan 2015
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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